Debt Consolidation in Hamilton
Discover all your options to get back on track.

Debt Consolidation in Hamilton, Ontario
Objective Non-Profit Options & Advice Beyond What Most Consolidation Companies Offer

Have you been turned down for a debt consolidation loan in Hamilton by the banks or consolidation companies you’ve talked to? Is keeping up with your bills each month a challenge? Don’t allow stress and constant worry to rob you of sleep or wear you down. We’re here to help.

We’ll Work with You to Find the Right Option – Solutions for Problems with Debt Consolidation Loans, Bad Credit, or Credit Cards

One of our highly trained, professionally accredited counsellors can lay out all of your options for you and help you find the right solution that will work out best for your situation—regardless of whether maxed out credit cards, bad credit or other problems have held you back from obtaining a debt consolidation loan. As a non-profit service, we don’t push any particular solution. Instead, all of our debt consolidation advice is centered around your needs and the options that will work best for your financial situation.

We Can Help You Get Your Finances Back on Track, Save Money and Pay Off Debt

Our experienced counsellors can help you get going right away with a solid plan to:

  • Carefully look at all your debt consolidation options to address your debt and get your finances back on track
  • Effectively handle your bills and living expenses
  • Repay your debts with one manageable monthly payment
  • Save yourself thousands in interest charges

Find Out Exactly How We Can Help
by Answering 4 Simple Questions

Not sure where to start in finding help for your specific financial situation? Answer these 4 easy multiple-choice questions to get pointed in the right direction. All you have to do is click the boxes that apply to you and then the green button when you're done.


How We Can Help Self Assessment
1. What is your primary financial concern?
2. Do you currently carry balances on any of the following? (Check all that apply)
3. Which of the following best describes you?
4. What is your household’s primary source of income? 

Global TV and CTV News Interview People We Helped

From time to time, the news media interviews some of those we help who are comfortable sharing their story publicly. Below are three such experiences.

Julia Fletcher is interviewed by Global TV after consolidating and paying off her debt with no interest with help from the Credit Counselling Society. Watch News Clip
CTV News shares how Dan Robinson consolidated and paid off $30,000 in debt with no interest with help from the Credit Counselling Society. Watch the News Story

Global TV sits down to talk with Charis who consolidated with us and has now almost paid off $67,000 worth of debt on 13 different credit cards. See the Segment

Offering the Best Not for Profit Consumer Debt Consolidation Programs & Interest Relief Plans to Hamilton

The Credit Counselling Society has been helping consumers consolidate their debt payments through our non-profit debt management program and through professional, objective help since 1996. We are accredited by the Better Business Bureau and have won over 80 awards for our outstanding service and exceptionally high standards.

Our commitment to providing the best credit counselling and debt relief service has resulted in at least 97% of our clients reporting that they would recommend our services to others for the past 18 years.

To learn more, don’t hesitate to call us and schedule an appointment to talk with a counsellor. Appointments are free, confidential, and non-judgmental. Call us today at 905-538-5035 or 1-888-527-8999.

Hamilton Office

Hamilton Office

Suite 906 – 20 Hughson Street S
Hamilton, ON L8N 2A1

Phone: 905-538-5035

Plan Your Trip: HSR Transit Trip Planning

Our Hamilton office also provides debt consolidation options to Brantford, Burlington, Stoney Creek, Dundas, Ancaster, Ohsweken, Binbrook, Caledonia, Winona, Grimsby, Smithville, Cambridge, Kitchener, and Guelph.

There’s a Way Out of Debt with Help

“I had just come to the point where I had given up hope – that there’s no way I could ever repay my debt. A friend of mine suggested I reach out, and I thought I’d get some condescending person on the phone lecture me about money, but my counsellor was the most compassionate, caring person who became sort of my own personal cheerleader.”

– Charis

Find Out More About the Debt Consolidation Options that Might Be Available to You

If you would like to investigate this some more before talking to someone, feel free to check out the 8 most common ways to consolidate debt in Canada.

When you feel you’re ready to speak with someone about your consolidated credit and payment options in Hamilton, give us a call, chat with us online, or visit our office nearest you.

We also assist people who believe they may need to go bankrupt explore all their alternatives to bankruptcy that are available in Hamilton, Ontario to see if there happens to be another less drastic way to get out of debt and get back on track.

Have questions?

Having trouble with your debts?

We can help you. Give us a call at 905-538-5035 or 1-888-527-8999 or send us a quick note to call you back and we’ll be in touch to answer any questions you may have about dealing with your debt. We’ll help you explore your options to find a solution that works best for you.

Putting Your Interests First

Our goal is to always put you first and look out for your best interests in all that we do. We do this in many ways. One of them is through transparency and accountability. We are held accountable to the most rigorous standards in our industry.

Certified by Great Places to Work Canada
Accredited by Canada’s national association of non-profit credit counselling organizations.
North America’s largest association of non-profit credit counselling organizations.
Accredited by the Better Business Bureau.