Online Payday Loans Ottawa: Help
Before You Get Another Quick Payday Loan or Fast Cash Advance in Ottawa, Ontario, Read This
If you’re thinking about a payday loan in Ottawa, Ontario because you’re short on cash and need a quick cash solution, you’re not alone — and there may be better options that won’t cost as much or cause more stress.
The amount that you will pay to get a short term loan in Ottawa is very high – sometimes up to 600% – by far the most expensive borrowing rate in Canada. There is a way out of this cycle, though, one that doesn’t involve borrowing more money.
You can end the debt cycle once and for all with what is effectively a payday loan consolidation or a cash advance consolidation. This solution really works, and we are here to help you every step of the way.
Find Out What Options May Be Available to You
by Answering 9 Simple Questions
Just answer these easy, multiple-choice questions to get a look at your potential options. Within a few minutes, you'll be looking at summarized options and results that apply specifically to your situation.
Discover Your Options
What People Are Saying About Our Debt Help
We work very hard to provide practical help that truly helps people. In fact, 98% of the people we help tell us they would recommend our service to others. That’s why our largest source of referrals is from people we’ve previously helped. Here’s what some of them have to say:
My counsellor was able to provide an option that could consolidate all my credit cards, lines of credit, and payday loans into a more manageable payment structure that I could afford and get me back on track to pay off my debt in a reasonable time frame. . . I will have my finances where I want them to be sooner than I thought.
Anyone in a financial mess needs to talk to these guys ASAP. I drug my feet for months as I didn’t want to deal with any of it. These people are professional and know how to help and can suggest others if they are not able to help you.
It was a very enlightening visit! Many questions were answered and we found a lot of info, previously unknown to us. We were given a step by step guide to what we should do next. We recommend this service to anyone whose finances are tangled and need help.
Let Us Help You Find the Money You Need – No Credit Checks, Loans, or Borrowing
We realize you may have stumbled onto this page looking for a loan, but did you know that there are other ways of getting money fast that won’t get you into debt?
Recover from Loan Debt and Cash Advance Debt Through Credit Counselling Services in Ottawa, Ontario
You can get free debt help even if you have bad credit.
The best way to recover from online payday loans, loan debt, and cash advance debt is to try credit counselling. You might have tried other options before, but this is different. We will help you even if you have bad credit. We won’t check your credit or harass you with collection calls either.
Lenders and marts, both online and in person, that you have borrowed money from can cause a lot of stress, especially when you can’t pay back your short term or instant loan.
We will not only show you how to access money fast through other options, but we will show you how to get out of debt. Speak with one of our Credit Counsellors and learn how to get control over your finances today.
“It took only one phone call, and my life turn around for the best. I’d been in misery for over 5 years with sleepless nights. After our long talk on the phone (with a credit counsellor), I honestly felt a heavy burden off my shoulders. I actually jumped for joy. My tears are now dry, and I’m now moving forward. The counsellor I spoke to was an angel. She was so friendly. This is the service everyone wishes for. Thank you.”
– Gordon
What to Do If You Need Fast Cash Now or Short Term Loans to Pay Your Rent, Pay the Bills or Buy Groceries in Ottawa, Ontario
If you have maxed out credit or have no credit, it’s hard to get out of the cash advance cycle in Ottawa. You probably don’t have enough money to pay a payday loan agreement back, on top of your bills and expenses. So, don’t get into more payday loan agreements, there is a better way.
One of our Credit Counsellors will help you figure out how to pay your rent next month, buy gas, groceries, and pay your bills. If there’s a way to make things work, we’ll help you find it. If there isn’t, we’ll help you explore your options to resolve your debt problems.
Balance Your Budget and Start Saving Money
We understand how hard it can be, so if you’re ready to try something better, we’re ready to help. It doesn’t matter if your credit or bank account is messed up. We can help you get back into the black, balance your budget and even show you how to start saving money.
Alternatives to Payday Loans Online and Fast Cash Advances
There are many options, other than quick approval payday loans and instant cash advances, to resolve a bad financial situation. Some possible debt solutions include:
You might have heard of some of these options, or may have even tried a few out. However, most people have a lot of questions because they don’t really know how they work or how they’ll impact their credit rating in the long run.
One of our professional Credit & Debt Counsellors serving Ottawa will help you understand which options would be best for you. You don’t need to figure it out all on your own. We’re happy to help you and share our knowledge.
The program has helped me immensely by helping me consolidate my debt and negotiating an interest free payment schedule with my creditors. I am now on track to being debt free within 3 years, something I didn’t think was going to be possible. My counsellor gave me great advice. . . this is an amazing service!
I previously thought it would be impossible for me to get out from under my debt load, but they gave me a plan I could follow and made it possible for me to do so. I will always be grateful. Thank you Credit Counselling Society.
You have been the best thing that happened to me in the last few years. I was able to sleep and wake up without panicking every morning. Thank you so much for your support. I wish I knew about your services before getting to the stage I was in before visiting your office. Thanks again.
Get Relief from Your Stress and Debt Today
Let us help you create a plan to make sure your bills get paid and you get out of debt at the same time. We have services especially for consumers who have payday loans. Our Credit Counsellors are experienced and professionally trained to help you find the right solutions for your situation.
Putting Your Interests First
Our goal is to always put consumers first and look out for their best interests in everything we do. One way we do this is through transparency and accountability. We are held accountable to the most rigorous standards in our industry.
Alternatives to Quick Cash, Fast Loans and Borrowing Money from Lenders and Payday Loan Companies
If you are relying on short term loans and cash advances to eat and pay the bills, then you need help to get your debts and living expenses under control.
Our approach is unique and regardless of your situation, we understand how important it is that you can take care of your most important needs. With our help, you won’t need to rely on loans or traditional money lenders to get back on track.
We will help you break the cycle of borrowing money through fast loans and quick cash loan companies so that you don’t get further into debt.
Contact us in Ottawa at 613-234-0505 or email us today. You have nothing to lose but your debt and dependence on instant, payday loans and cash advances.
Ottawa Office
331 - 116 Albert Street
Ottawa, ON K1P 5G3
Phone: 613-234-0505
Other Related Resources
Here are some other topics that may be of interest to you.
Variety of Ways to Consolidate Debt
Find out about 8 ways you can consolidate debt in Canada. A lot of people haven’t heard about all these options.
How Does a Debt Management Program Work?
Find out how a Debt Management Program consolidates your payments, reduces you interest rates, and gets you out of debt.
How to Fix Bad Credit in Ontario
Learn some steps to help fix your credit score and resolve bad credit issues. Some of these you can apply right away; others will take time.
“I never knew a service like this even existed to help debt-ridden, desperate people like me. I have a way out of the debt trap now, and I couldn’t be happier with the service I received. I highly recommend.”
– John
The Credit Counselling Society also offers assistance to people who need help with their payday loans – including online loans – in Ottawa.
