Find out the options that you have and the help that is available.
Free Debt Relief in Kelowna, BC & Debt Elimination Solutions – Programs, Options & Services
How to pay off and reduce credit card debt: Debt settlement, debt management, forgiveness of debt letter, debt consolidation and more.
You need debt relief in Kelowna, BC with a solution that works. While some ads make it sound easy, it is a process you need to be committed to – and we can help. In Canada there are many programs and ways to deal with debt.
You might not know which solution to choose when you look at all of the options that can help you with your debts.
Do your research, read online reviews or ask a well-regarded non profit credit & debt counselling company for help.
It Can Be Hard to Deal with Debt Stress – We Can Help
Stress and worries about money will wear you down. With credit cards at their limits, trouble sleeping and not enough money to pay monthly bills, you need to know where to turn for real solutions. Find out how to deal with your debts without borrowing more money.
Even if you’ve been declined by your bank when you tried to consolidate your loans, it is possible to get back in control of your credit cards and debts. Regardless of your situation, there is hope that you can be debt free. We are here to help.
Begin moving forward today by arranging an appointment to speak with one of our highly trained Credit Counsellors. We’re happy to help you and answer any questions you might have. All of our appointments are always free, confidential and non-judgmental.
She put me at ease and gave me lots of ideas that may come in handy for me.
Raine Alten Gould
Not only do they offer a great service, but they have staff that are knowledgeable in their fields and willing...read moreNot only do they offer a great service, but they have staff that are knowledgeable in their fields and willing to help along the way. I've learnt so much and I am so grateful to CCS for helping me along this journey.read less
Yesterday our head office employees attended a very informative presentation for our regular Lunch & Learn wellness seminars on the...read moreYesterday our head office employees attended a very informative presentation for our regular Lunch & Learn wellness seminars on the topic of "75 Ways to Save Money on Everyday Living", presented by Anne Arbour of mymoneycoach.ca Anne's presentation was thorough, relevant and presented with humour and insight. We all took away some valuable tips and would love to have Anne come back and present on one of their other topics about personal financial wellness.read less
Our counselor was exceptional at giving us all the information that we need to move forward with our finances.
Very helpful should have called them much sooner!
Comforting in a time of distress, helpful and very very understanding, nothing but the best from the team. Help me...read moreComforting in a time of distress, helpful and very very understanding, nothing but the best from the team. Help me to feel more confident in spending, and saving my funds. Thank you to Luke and Janice, and the rest of the Credit Counseling family, I feel great and confident about money saving , budgeting and spending wisely. Again thank you, and stay blessed.read less
Was nervous at the beginning, but with the help of my counsellor, I just keep on going. And here I...read moreWas nervous at the beginning, but with the help of my counsellor, I just keep on going. And here I am almost debt free. A big KUDOS to DMP people. THANK YOU all.read less
A person can't learn the ins and outs of the credit industry any other way . . so...read moreA person can't learn the ins and outs of the credit industry any other way . . so many tricks to the trade. My appointment exceeded my expectations and I think has leveled the playing field with my creditors . . . thank-you.read less
Dawn Allen- Trusz
their great and very helpful 🙂 told me lots of info that has come in handy..highly recommend 🙂
Why You Need to Make a Debt Relief Plan Today
We can help you:
Repay your debts with one affordable monthly payment
Save thousands of dollars in interest
Look at options to get out of debt and re-establish financial stability
Get Out of Debt – Explore Your Options and Choose the Best One
It can be hard to know what option will work best when you first look at what to do about your debts.
An experienced Debt Counsellor will give you the information you need to make a decision. They will answer your questions and take the time to explain the short and long-term consequences of all your options.
Some of the debt help solutions a Credit Counsellor serving Kelowna will talk to you about are:
Debt repayment and consolidation programs to make it easier to manage all of your bill payments and living expenses.
Debt management programs where your creditors work with you to help you repay what you owe. In many cases your creditors will stop charging you interest.
Help with your personal or family budget if you want to refinance an existing loan or mortgage.
There are pros and cons in regard to how debt settlements work in Canada (making one large payment to your creditor). You’ll want to know about the long term consequences ahead of time, before you ask to have some of your debt written off.
Debt relief companies offer different services so find out how to do research to find reviews you can trust.
A Credit Counsellor will outline the steps to take to communicate effectively with creditors, stop stressful collection calls and write a forgiveness of debt letter.
What to do to repay government debt.
There’s Hope Beyond Debt
“The Credit Counselling Society gave us back our hope, and our future. We had been amassing credit card debt for years for our son’s medical expenses; just trying to keep our heads above the water. Even though my husband and I both worked full time and we didn’t spend frivolously, we couldn’t keep up with the interest. We just wanted to be able to pay what we owed without being harassed and gouged. The Credit Counselling Society got the credit card companies to freeze the interest, and allow us to make regular manageable payments without harassment. I highly recommend their services to anyone who is struggling with debt.”
– Anne Marie, Actual Client Review from Facebook
Ask a Credit Counsellor How to Get Out of Debt
Ask your Counsellor your questions so that you understand the options you have to deal with your debts, starting right away.
The longer you wait, the less options you’ll have. The best solution to choose will be the one that fits your budget and helps you avoid getting into debt again in the future.
Next Steps to Take to Get Help with Your Debts
You’ve got nothing to lose and everything to gain when you contact the right debt relief organization. Last year alone, almost 70,000 Canadians asked us for help. 97% of them said they would recommend our service to others. We are also the winner of the 2021 Consumer Choice Award in several cities across Canada.
Give us a call right now to find out how we can help you too. You’ll feel better knowing how to handle your situation.
Free, Confidential Debt Help – Contact a Credit Counsellor Now
Having an appointment is free, confidential and you can talk to the Credit Counsellor in person or over the phone. You won’t be obligated to anything by speaking with your Counsellor, and they won’t judge you.
Waiting might only make it worse – Contact us now at 250-860-3000.
Find out more about the Credit Counselling Society, how we provide debt relief and why people trust us to help them with their money and debt problems.
Kelowna Office Stewart Centre Building Suite 375 – 1855 Kirschner Road Kelowna, BC V1Y 4N7
Need Some Help?
If you have some questions about your situation or want to know what options might be available for someone with your specific set of circumstances, feel free to give us a call or chat with us online. We’re here to help.
Our goal is to always put consumers first and look out for their best interests in everything we do. One way we do this is through transparency and accountability. We are held accountable to the most rigorous standards in our industry.