It can be hard to choose from the wide selection of solutions and find the one that’s right one for you. It’s important to do your research, find online reviews or ask a trusted non-profit credit counselling organization for help.
It Can Be Hard to Deal with Debt Stress – We Can Help
Let us help you get rid of stress and money worries in your life. If you lose sleep thinking about your debts, your credit cards are maxed or you’re not sure if you can pay all of your monthly bills, you need a solution that won’t get you deeper into debt.
Even if you’ve been declined by your bank when you tried to consolidate your loans, it is possible to get back in control of your credit cards and debts. Regardless of your situation, there is hope that you can be debt free. We are here to help.
Get started right now by speaking with one of our friendly Credit Counsellors. All you need to do is call us to make an appointment or ask just ask us some questions. Our appointments completely confidential and free of charge, and all of our Counsellors are friendly, professionally trained, and non-judgmental.
From time to time, the news media interviews some of the people we helped who are comfortable sharing their story publicly. Below are three Canadians who shared their experience with the Credit Counselling Society.
Julia Fletcher is interviewed by Global TV after avoiding bankruptcy by paying off her debt with no interest with help from the Credit Counselling Society. Watch News Story
CTV News reveals how Dan Robinson paid off $30,000 in debt with no interest with the help of the Credit Counselling Society. Watch the News Story
Global TV sits down with Charis who has almost paid off $67,000 worth of debt on 13 credit cards with the assistance of the Credit Counselling Society. Watch
great information that gives an excellent sense of direction.
Non judgemental and informative interview.
David 'Sugah' C-l
straight forward help at a time when you cannot afford any bs
We found them to be very helfl .The pointed out some thins we should do and how to do what...read moreWe found them to be very helfl .The pointed out some thins we should do and how to do what they suggested.read less
Cannot say enough good things about the CCS.Reggie Aquino has been my counselor during my time with the program and...read moreCannot say enough good things about the CCS.Reggie Aquino has been my counselor during my time with the program and has been absolutely amazing. We worked out obtainable micro goals and I'm proud to say I am debt free. 10/10 would recommend to everyone. Thank you Reggie and the CCS!read less
My experience with this service was amazing and the future for my financial management and security is on track again....read moreMy experience with this service was amazing and the future for my financial management and security is on track again. Reggie was non judgmental and made me feel comfortable when educating me on the benefits of the program. Highly highly recommend everyone to arrange a meeting with this society!read less
Hubby and I were DEEP DEEP in debt, and thanks to The Credit Conselling Society, we are getting the help...read moreHubby and I were DEEP DEEP in debt, and thanks to The Credit Conselling Society, we are getting the help we need. NEVER BE AFRAID TO ASK FOR HELP!!!!!read less
Reggie is awesome at his job, always quick to respond to any question, and very knowledgeable.
I found out about your program from a friend, I called not knowing what to expect but they were extremely...read moreI found out about your program from a friend, I called not knowing what to expect but they were extremely prompt and courteous with booking a telephone apt, and the Counsellor I spoke with was respectful and non-judgemental and really tried hard to help me. The program would have been very helpful to me but after an MVA allocated me to disability 5 years ago my world has become a "complex case" - which is an accurate description! I was not able to access your services but I would definitely recommend you for anyone who's financial life has caught up thru no fault of your own - compost happens! The Credit Counsellor I spoke with really tried to help me with a budget (I would finally make my 84 year old chartered accountant father very happy) ! which i will definitely do when I can see the way to allocating funds I don't have yet! But... she was very helpful and sent me some really good forms etc. Thanks anyways!read less
Why You Need to Make a Debt Relief Plan Today
We can help you:
Save thousands of dollars of interest
Repay your debts with one manageable monthly payment
Explore options to get out of debt and regain financial stability
Get Out of Debt – Explore Your Options and Choose What Will Work Best for You
It can be hard to know what option will work best when you first look at what to do about your debts.
An experienced Debt Counsellor will give you the information you need to make a decision. They will answer your questions and take the time to explain the short and long-term consequences of all your options.
Some of the debt help solutions a Credit Counsellor serving Nanaimo will talk to you about are:
Debt repayment and consolidation programs to make managing all of your bills and living expenses more affordable.
Debt management programs where your creditors help you to repay what you owe by waiving or eliminating ongoing interest and fees.
Assistance with your budget to help you qualify to refinance your existing loan or mortgage.
How debt settlement works in Canada, including the advantages and disadvantages. Making one large payment in exchange for the rest of your debt being written off has long term consequences that you’ll want to know about ahead of time.
“The Credit Counselling Society gave us back our hope, and our future. We had been amassing credit card debt for years for our son’s medical expenses; just trying to keep our heads above the water. Even though my husband and I both worked full time and we didn’t spend frivolously, we couldn’t keep up with the interest. We just wanted to be able to pay what we owed without being harassed and gouged. The Credit Counselling Society got the credit card companies to freeze the interest, and allow us to make regular manageable payments without harassment. I highly recommend their services to anyone who is struggling with debt.”
– Anne Marie, Actual Client Review from Facebook
Get Out of Debt – Ask a Credit Counsellor How
Your Credit Counsellor will explain to you what you need to know so that you can start dealing with your debts right away.
Ultimately, the best option for you to choose will be the one that you can afford to follow through with, and then stay out of debt once and for all.
Take the Next Step to Get Help with Your Debts
You’ve got nothing to lose and everything to gain when you contact the right debt relief organization. Last year alone, almost 70,000 Canadians asked us for help. 97% of them said they would recommend our service to others. We are also the winner of the 2021 Consumer Choice Award in several cities across Canada.
Give us a call right now to find out how we can help you too. You’ll feel better knowing how to handle your situation.
Get Free, Confidential Debt Relief – Talk to a Credit Counsellor Right Now
Appointments are free, confidential and available either in person or over the phone. Your Counsellor won’t judge you and you’re not obligated to anything after the appointment.
You have nothing to gain if you wait – Contact us now at 250-741-8558.
Our goal is to always put consumers first and look out for their best interests in everything we do. One way we do this is through transparency and accountability. We are held accountable to the most rigorous standards in our industry.