Finding the best solution for you can be hard with so many programs and options to choose from.
Take a little time to do your research, find online reviews or ask a reputable non-profit debt counselling organization for help.
Dealing with Debt Stress is Difficult – We Can Help
Stress and worries about money will wear you down. With credit cards at their limits, trouble sleeping and not enough money to pay monthly bills, you need to know where to turn for real solutions. Find out how to deal with your debts without borrowing more money.
Even if you’ve been declined by your bank when you tried to consolidate your loans, it is possible to get back in control of your credit cards and debts. Regardless of your situation, there is hope that you can be debt free. We are here to help.
Get started right now by speaking with one of our friendly Credit Counsellors. All you need to do is call us to make an appointment or ask just ask us some questions. Our appointments completely confidential and free of charge, and all of our Counsellors are friendly, professionally trained, and non-judgmental.
CTV News and Global TV Interviewing People We Helped
From time to time, the news media interviews some of the people we helped who are comfortable sharing their story publicly. Below are three Canadians who shared their experience with the Credit Counselling Society.
Julia Fletcher is interviewed by Global TV after avoiding bankruptcy by paying off her debt with no interest with help from the Credit Counselling Society. Watch News Story
CTV News reveals how Dan Robinson paid off $30,000 in debt with no interest with the help of the Credit Counselling Society. Watch the News Story
Charis speaks with Global TV after consolidating with us and nearly paying off $67,000 on 13 credit cards. Watch the Story
Get Out of Debt – Explore Your Options and Choose What Will Work Best for You
When you start looking at what to do about your debts, it can be hard to know which option will work best. An experienced Credit Counsellor will answer your questions, explain the short and long-term consequences and give you the information you need to make a decision.
Some of the debt relief options and tips a Credit Counsellor serving North Vancouver will explain are:
Debt repayment and consolidation programs to make managing all of your bills and living expenses more affordable.
Debt management programs where your creditors help you to repay what you owe by waiving or eliminating ongoing interest and fees.
Assistance with your budget to help you qualify to refinance your existing loan or mortgage.
Lump sum payment arrangements and how debt settlement works in Canada. There are advantages and disadvantages to making one large payment, after which your creditors will write off anything left owing. You’ll want to know about the long term consequences ahead of time.
You might not be able to repay your debts, so you need to know how to communicate with your creditors in a way to stop stressful collection calls or write a forgiveness of debt letter.
Dealing with and paying off government debt.
There’s Hope Beyond Debt
“The Credit Counselling Society gave us back our hope, and our future. We had been amassing credit card debt for years for our son’s medical expenses; just trying to keep our heads above the water. Even though my husband and I both worked full time and we didn’t spend frivolously, we couldn’t keep up with the interest. We just wanted to be able to pay what we owed without being harassed and gouged. The Credit Counselling Society got the credit card companies to freeze the interest, and allow us to make regular manageable payments without harassment. I highly recommend their services to anyone who is struggling with debt.”
– Anne Marie, Actual Client Review from Facebook
Talk to a Credit Counsellor About How to Get Out of Debt
Ask your Counsellor your questions so that you understand the options you have to deal with your debts, starting right away.
The longer you wait, the less options you’ll have. The best solution to choose will be the one that fits your budget and helps you avoid getting into debt again in the future.
Get Help with Your Debts – Don’t Be Afraid to Take the Next Step
You’ve got nothing to lose and everything to gain when you contact the right debt relief organization. Last year alone, almost 70,000 Canadians asked us for help. 97% of them said they would recommend our service to others. We are also the winner of the 2021 Consumer Choice Award in several cities across Canada.
Give us a call right now to find out how we can help you too. You’ll feel better knowing how to handle your situation.
Free, Confidential Debt Help – Contact a Credit Counsellor Now
The hardest part of making an appointment with a Credit Counsellor is making the call. The appointment is free, confidential and available either in person or over the phone. You aren’t obligated to anything and your Counsellor won’t judge you or your situation.
Office Serving North Vancouver Suite 495 – 1140 West Pender Street Vancouver, BC V6E 4G1
Need Some Help?
If you have some questions about your situation or want to know what options might be available for someone with your specific set of circumstances, feel free to give us a call or chat with us online. We’re here to help.
Our goal is to always put consumers first and look out for their best interests in everything we do. One way we do this is through transparency and accountability. We are held accountable to the most rigorous standards in our industry.