Free Debt Relief in Penticton, BC & Debt Elimination Solutions – Programs, Options & Services
How to pay off and reduce credit card debt: Debt settlement, debt management, forgiveness of debt letter, debt consolidation and more.
Do you want debt relief in Penticton, BC and consolidation solutions that work? Some ads make it sound easy, but finding the right solution is a process – and we can help. In Canada there are many options to deal with debt.
Finding the best solution for you can be hard with so many programs and options to choose from.
Take a little time to do your research, find online reviews or ask a reputable non-profit debt counselling organization for help.
It Can Be Hard to Deal with Debt Stress – We Can Help
Let us help you get rid of stress and money worries in your life. If you lose sleep thinking about your debts, your credit cards are maxed or you’re not sure if you can pay all of your monthly bills, you need a solution that won’t get you deeper into debt.
Even if you’ve been declined by your bank when you tried to consolidate your loans, it is possible to get back in control of your credit cards and debts. Regardless of your situation, there is hope that you can be debt free. We are here to help.
Begin moving forward today by arranging an appointment to speak with one of our highly trained Credit Counsellors. We’re happy to help you and answer any questions you might have. All of our appointments are always free, confidential and non-judgmental.
People We Helped Interviewed by the News Media
Occasionally, the news media will speak with people we helped who are comfortable with publicly sharing their experiences. Here are a few of their stories.
See even more of the Credit Counselling Society on the news.
Reasons to Make a Debt Relief Plan Today
We can help you:
- Save thousands of dollars of interest
- Repay your debts with one manageable monthly payment
- Explore options to get out of debt and regain financial stability
- Manage your money better – pay all of your bills and living expenses
Contact us now. One of our highly trained, professional Credit & Debt Counsellors would be happy to help you!
Get Out of Debt – Explore Your Options and Choose What Will Work Best for You
It can be hard to know what option will work best when you first look at what to do about your debts.
An experienced Debt Counsellor will give you the information you need to make a decision. They will answer your questions and take the time to explain the short and long-term consequences of all your options.
Some of the debt help solutions a Credit Counsellor serving Penticton will talk to you about are:
- Debt repayment and consolidation programs to make managing all of your bills and living expenses more affordable.
- Debt management programs where your creditors help you to repay what you owe by waiving or eliminating ongoing interest and fees.
- Assistance with your budget to help you qualify to refinance your existing loan or mortgage.
- Legal options provided by a bankruptcy trustee when you are insolvent. These include referral to a trustee to find out about declaring bankruptcy or filing a Consumer Proposal when you can repay part of what you owe.
- Lump sum payment arrangements and how debt settlement works in Canada. There are advantages and disadvantages to making one large payment, after which your creditors will write off anything left owing. You’ll want to know about the long term consequences ahead of time.
- Researching debt relief companies and how to find reliable, truthful reviews.
- You might not be able to repay your debts, so you need to know how to communicate with your creditors in a way to stop stressful collection calls or write a forgiveness of debt letter.
- Dealing with and paying off government debt.
There’s a Way to Turn Things Around
“I was in a financial hole. . .the interest alone was burying me, and I couldn’t seem to make any progress paying it off. Someone in my family suggested I contact the Credit Counselling Society to see if they could help. I met with a very nice man who was able to show me how to do a proper budget, and he contacted all the creditors for me and got my interest dropped . . . He got me on a payment plan that took into consideration my income and other living expenses & bills . . . I would highly recommend this company to anyone who wants to get out of debt and start building their credit again.”
– April, Actual Client Review from Facebook
Get Out of Debt – Ask a Credit Counsellor How
Your Credit Counsellor will explain to you what you need to know so that you can start dealing with your debts right away.
Ultimately, the best option for you to choose will be the one that you can afford to follow through with, and then stay out of debt once and for all.
Next Steps to Take to Get Help with Your Debts
You’ve got nothing to lose and everything to gain when you contact the right debt relief organization. Last year alone, almost 70,000 Canadians asked us for help. 97% of them said they would recommend our service to others. We are also the winner of the 2021 Consumer Choice Award in several cities across Canada.
Give us a call right now to find out how we can help you too. You’ll feel better knowing how to handle your situation.
Get Free, Confidential Debt Help – Talk to a Credit Counsellor Right Now
Appointments are free, confidential and available either in person or over the phone. Your Counsellor won’t judge you and you’re not obligated to anything after the appointment.
Waiting might only make it worse – Contact us now at 1-888-527-8999.
With Canada’s most trusted and highest accredited non-profit credit counselling service available in Penticton, what’s holding you back? Get relief from your stress and debt today.
Find out more about the Credit Counselling Society, how we provide debt relief and why people trust us to help them with their money and debt problems.
If you have some questions about your situation or want to know what options might be available for someone with your specific set of circumstances, feel free to give us a call or chat with us online. We’re here to help.