Debt Relief in Chatham-Kent
Find out your options and get some help.

Free Debt Help in Chatham-Kent, Ontario & Debt Elimination Solutions – Options, Services & Programs

How to make debt reduction work; Eliminating credit card debt, settlement solutions, debt management & repayment, debt forgiveness letter and debt consolidation options.

You need debt help in Chatham-Kent, Ontario with a solution that really works. Some ads make dealing with your debts sound easy, but it’s not one-size-fits-all. Let us help you find the right option for you. In Canada there are many ways to deal with debt.

It can be hard to choose from the wide selection of solutions and find the one that’s right one for you. It’s important to do your research, find online reviews or ask a trusted non-profit credit counselling organization for help.

We Can Help You Eliminate the Stress of Being in Debt

Let us help you get rid of stress and money worries in your life. If you lose sleep thinking about your debts, your credit cards are maxed or you’re not sure if you can pay all of your monthly bills, you need a solution that won’t get you deeper into debt.

Regardless of your situation, there is hope that you can be debt free. Your bank might have turned you down for a consolidation loan, but it is still possible to get back on track with your credit cards and debts. We’re here to help you.

Get Started

Get started today by calling to make a free appointment to talk to one of our experienced Credit Counsellors. We’re happy to share our expertise with you and answer your questions. All of our appointments are completely free, 100% confidential, and always non-judgmental.

CTV News and Global TV Interviewing People We Helped

Occasionally, the news media will speak with people we helped who are comfortable with publicly sharing their experiences. Here are a few of their stories.

Global News interviews Julia Fletcher after she avoided bankruptcy and eliminated her debt with help from the Credit Counselling Society. Watch News Clip
CTV News reveals how Dan Robinson paid off $30,000 in debt with no interest with the help of the Credit Counselling Society. Watch the News Story
Global TV sits down with Charis who has almost paid off $67,000 worth of debt on 13 credit cards with the assistance of the Credit Counselling Society. Watch

Reasons to Make a Debt Relief Plan Today

We can help you:

  • Save thousands of dollars of interest
  • Repay your debts with one manageable monthly payment
  • Explore options to get out of debt and regain financial stability
  • Manage your money better – pay all of your bills and living expenses

Contact us now. One of our friendly, accredited Debt Counsellors would be happy to assist you!

Get Out of Debt – Explore Your Options and Choose What Will Work Best for You

When you start looking at what to do about your debts, it can be hard to know which option will work best. An experienced Credit Counsellor will answer your questions, explain the short and long-term consequences and give you the information you need to make a decision.

Some of the debt relief options and tips a Credit Counsellor serving Chatham-Kent will explain are:

  • Programs to repay debt and consolidate payments, making it easier to manage all of your bill payments and living expenses.
  • Debt repayment programs where your creditors waive or reduce how much interest they charge you. This helps you repay what you owe.
  • Help with your household budget so that you can go back to your lender for a loan or mortgage refinance.
  • Insolvency options provided by a bankruptcy trustee, e.g. referral to a trustee for information about going bankrupt or filing a Consumer Proposal to repay part of what you owe.
  • How debt settlement works in Canada, including the advantages and disadvantages. Making one large payment in exchange for the rest of your debt being written off has long term consequences that you’ll want to know about ahead of time.
  • How to research debt relief companies and find trustworthy reviews.
  • How to communicate with creditors, stop stressful collection calls and write a forgiveness of debt letter.
  • How to pay off government debt.

There’s Hope Beyond Debt

“The Credit Counselling Society gave us back our hope, and our future. We had been amassing credit card debt for years for our son’s medical expenses; just trying to keep our heads above the water. Even though my husband and I both worked full time and we didn’t spend frivolously, we couldn’t keep up with the interest. We just wanted to be able to pay what we owed without being harassed and gouged. The Credit Counselling Society got the credit card companies to freeze the interest, and allow us to make regular manageable payments without harassment. I highly recommend their services to anyone who is struggling with debt.”

 

– Anne Marie, Actual Client Review from Facebook

Talk to a Credit Counsellor About How to Get Out of Debt

Your Credit Counsellor will explain to you what you need to know so that you can start dealing with your debts right away.

Ultimately, the best option for you to choose will be the one that you can afford to follow through with, and then stay out of debt once and for all.

Get Help with Your Debts – Don’t Be Afraid to Take the Next Step

When you contact the right debt relief organization, you’ve got nothing to lose and everything to gain. Last year alone, close to 70,000 Canadians contacted us for help with their money and debts. 97% of them reported that they would recommend our service to others. We are also the winner of the 2021 Consumer Choice Award in many cities across Canada.

Give us a call now and find out how we can help you too. Once you know how to handle your situation, you’ll feel back in control.

Get Free, Confidential Debt Relief – Talk to a Credit Counsellor Right Now

Appointments are free, confidential and available either in person or over the phone. Your Counsellor won’t judge you and you’re not obligated to anything after the appointment.

You have nothing to gain if you wait – Contact us now at 1-888-527-8999.

With free assistance available from a non-profit, certified credit counselling service in Chatham-Kent, what’s stopping you from getting help today? Get relief from your debt and stress today.

Find out more about the Credit Counselling Society and why people trust us to help them with their money and debt problems.

Having Trouble with Your Debts?

We can help. Give us a call at 1-888-527-8999 or send us a quick note to call you back and we’ll be in touch to answer any questions you may have about debt. We’ll help you find a solution that works best for you.

Putting Your Interests First

Our goal is to always put consumers first and look out for their best interests in everything we do. One way we do this is through transparency and accountability. We are held accountable to the most rigorous standards in our industry.

Certified by Great Places to Work Canada
Accredited by Canada’s national association of non-profit credit counselling organizations.
North America’s largest association of non-profit credit counselling organizations.
Accredited by the Better Business Bureau.