Guelph Debt Relief
Find out the options that you have and the help that is available.

Free Debt Relief in Guelph, Ontario & Debt Elimination Solutions – Programs, Options & Services

How to pay off and reduce credit card debt: Debt settlement, debt management, forgiveness of debt letter, debt consolidation and more.

You need debt relief in Guelph, Ontario with a solution that works. While some ads make it sound easy, it is a process you need to be committed to – and we can help. In Canada there are many programs and ways to deal with debt.

You might not know which solution to choose when you look at all of the options that can help you with your debts.

Do your research, read online reviews or ask a well-regarded non profit credit & debt counselling company for help.

It Can Be Hard to Deal with Debt Stress – We Can Help

Stress and worries about money will wear you down. With credit cards at their limits, trouble sleeping and not enough money to pay monthly bills, you need to know where to turn for real solutions. Find out how to deal with your debts without borrowing more money.

Regardless of your situation, there is hope that you can be debt free. Your bank might have turned you down for a consolidation loan, but it is still possible to get back on track with your credit cards and debts. We’re here to help you.

Get Started

Begin moving forward today by arranging an appointment to speak with one of our highly trained Credit Counsellors. We’re happy to help you and answer any questions you might have. All of our appointments are always free, confidential and non-judgmental.

Global TV and CTV News Interview People We Helped

From time to time, the news media interviews some of the people we helped who are comfortable sharing their story publicly. Below are three Canadians who shared their experience with the Credit Counselling Society.

Global TV interviews Julia Fletcher after she eliminates her debt with zero interest & avoids bankruptcy with help from the Credit Counselling Society. See Story Now
CTV News reveals how Dan Robinson paid off $30,000 in debt with no interest with the help of the Credit Counselling Society. Watch the News Story
Global TV sits down to talk with Charis who consolidated with us and has now almost paid off $67,000 worth of debt on 13 different credit cards. See the Segment

Why You Need to Make a Debt Relief Plan Today

We can help you:

  • Repay your debts with one affordable monthly payment
  • Save thousands of dollars in interest
  • Look at options to get out of debt and re-establish financial stability
  • Pay your bills and living expenses by managing your money better

Contact us now. One of our friendly, accredited Debt Counsellors would be happy to assist you!

Get Out of Debt – Explore Your Options and Choose the Best One

It can be hard to know what option will work best when you first look at what to do about your debts.

An experienced Debt Counsellor will give you the information you need to make a decision. They will answer your questions and take the time to explain the short and long-term consequences of all your options.

Some of the debt help solutions a Credit Counsellor serving Guelph will talk to you about are:

  • Debt repayment and consolidation programs to make it easier to manage all of your bill payments and living expenses.
  • Debt management programs where your creditors work with you to help you repay what you owe. In many cases your creditors will stop charging you interest.
  • Help with your personal or family budget if you want to refinance an existing loan or mortgage.
  • Referral to a bankruptcy trustee for information on going bankrupt if you are insolvent, or filing a Consumer Proposal if you can repay part of what you owe.
  • There are pros and cons in regard to how debt settlements work in Canada (making one large payment to your creditor). You’ll want to know about the long term consequences ahead of time, before you ask to have some of your debt written off.
  • Debt relief companies offer different services so find out how to do research to find reviews you can trust.
  • A Credit Counsellor will outline the steps to take to communicate effectively with creditors, stop stressful collection calls and write a forgiveness of debt letter.
  • What to do to repay government debt.

There’s a Way Out of Debt

“Excellent way to consolidate, to make payments towards the principle only! The Credit Counselling Society negotiated on my behalf to bring down my interest rates to ZERO with all my creditors while I paid off the debt load. That would have taken me 150 years to pay off. Accomplished in 4.5 years.
Now I am debt free!”

 

– Melody, Actual Client Review from Facebook

Get Out of Debt – Ask a Credit Counsellor How

Ask your Counsellor your questions so that you understand the options you have to deal with your debts, starting right away.

The longer you wait, the less options you’ll have. The best solution to choose will be the one that fits your budget and helps you avoid getting into debt again in the future.

Take the Next Step to Get Help with Your Debts

When you contact the right debt relief organization, you’ve got nothing to lose and everything to gain. Last year alone, close to 70,000 Canadians contacted us for help with their money and debts. 97% of them reported that they would recommend our service to others. We are also the winner of the 2021 Consumer Choice Award in many cities across Canada.

Give us a call now and find out how we can help you too. Once you know how to handle your situation, you’ll feel back in control.

Free, Confidential Debt Help – Contact a Credit Counsellor Now

Having an appointment is free, confidential and you can talk to the Credit Counsellor in person or over the phone. You won’t be obligated to anything by speaking with your Counsellor, and they won’t judge you.

You have nothing to gain if you wait – Contact us now at 1-888-527-8999.

With free assistance available from a non-profit, certified credit counselling service in Guelph, what’s stopping you from getting help today? Get relief from your debt and stress today.

Find out more about the Credit Counselling Society, how we provide debt relief and why people trust us to help them with their money and debt problems.

Get Relief from Your Stress & Debt Today

With Canada’s most trusted and highest accredited non-profit credit counselling service available in Canada, what’s holding you back?

Putting Your Interests First

Our goal is to always put consumers first and look out for their best interests in everything we do. One way we do this is through transparency and accountability. We are held accountable to the most rigorous standards in our industry.

Certified by Great Places to Work Canada
Accredited by Canada’s national association of non-profit credit counselling organizations.
North America’s largest association of non-profit credit counselling organizations.
Accredited by the Better Business Bureau.