Fast Payday Loan and Quick Cash Advance Help in British Columbia
If you’re thinking about a payday loan in BC because you’re short on cash and need a quick cash solution, you’re not alone — and there may be better options that won’t cost as much or cause more stress.
The amount that you will pay to get a short term loan in BC is very high – sometimes up to 600% – by far the most expensive borrowing rate in Canada. There is a way out of this cycle, though, one that doesn’t involve borrowing more money.
You can end the debt cycle once and for all with what is effectively a payday loan consolidation or a cash advance consolidation. This solution really works, and we are here to help you every step of the way.
Find Out What Options May Be Available to You
by Answering 9 Simple Questions
Just answer these easy, multiple-choice questions to get a look at your potential options. Within a few minutes, you'll be looking at summarized options and results that apply specifically to your situation.
Discover Your Options
What People Say About Our Help
We’re dedicated to delivering real, practical debt solutions that make a genuine difference. In fact, 98% of those we assist say they’d recommend us to others. That’s why most of our new clients come from referrals by people we’ve already helped. Here’s what a few of them have shared:
My counsellor was able to provide an option that could consolidate all my credit cards, lines of credit, and payday loans into a more manageable payment structure that I could afford and get me back on track to pay off my debt in a reasonable time frame. . . I will have my finances where I want them to be sooner than I thought.
Anyone in a financial mess needs to talk to these guys ASAP. I drug my feet for months as I didn’t want to deal with any of it. These people are professional and know how to help and can suggest others if they are not able to help you.
It was a very enlightening visit! Many questions were answered and we found a lot of info, previously unknown to us. We were given a step by step guide to what we should do next. We recommend this service to anyone whose finances are tangled and need help.
Allow Us to Help You Find the Money You Need – No Credit Checks, Loans, or Borrowing
We realize it’s quite likely that you may have stumbled across this page searching for a loan, but did you realize that there are other ways of getting money fast that won’t get you further into debt?
Recover from Loan Debt & Cash Advance Debt Through Credit Counselling Services in BC
Free debt help is available even if you have bad credit.
A great way to recover from loan debt and cash advance debt is to try credit counselling. You may have tried out other options in the past, but this is different. We’ll help you regardless of your situation – even if you have bad credit. We’re not going to check your credit or harass you with collection calls. In fact, helping people stop the collection calls and re-establishing their credit is part of what we do.
Lenders and marts, both online and in person, that you have borrowed money from can cause a lot of stress, especially when you can’t pay back your short term or instant loan.
Our Credit & Debt Counsellors will not only show you how to access money fast through other options that you may not be aware of, but they will also show you how to get out of debt. Give us a call, speak with one of our Credit Counsellors, and learn how to take control of your personal finances today.
“It took only one phone call, and my life turn around for the best. I’d been in misery for over 5 years with sleepless nights. After our long talk on the phone (with a credit counsellor), I honestly felt a heavy burden off my shoulders. I actually jumped for joy. My tears are now dry, and I’m now moving forward. The counsellor I spoke to was an angel. She was so friendly. This is the service everyone wishes for. Thank you.”
– Gordon
What to Do If You Need Fast Cash Now or Short Term Loans to Pay the Bills, Buy Groceries or Pay Your Rent in BC
If you have maxed out your credit or have no credit at all, it’s difficult to get yourself out of the cash advance cycle in BC. When you’re in this situation you probably don’t have enough funds to repay a short term loan, on top of your normal bills and expenses. So, don’t look for another “fast cash now” loan; there is a better way.
One of our professional Credit Counsellors will work with you to help you figure out how to pay your bills next month, pay your rent and buy groceries and gas. If there’s a way to get things to work, we’ll help you find it. If there isn’t, then we’ll help you explore available options to put and end to your debt problems.
Help to Balance Your Budget and Start Saving Some Money
We understand how hard it can be, so if you’re ready to try something better, we’re ready to help. It doesn’t matter if your credit or banking is messed up. We can help you get back into the black, balance your budget and even show you how to start saving money.
Alternatives to Payday Loans and Fast Cash Advances
There are a lot of options, besides payday loans and instant cash advances, to fix a bad financial situation. Some debt solutions can include:
You may have heard of some of these options, or might have even tried one out. However, we find that the majority of people have a lot of questions because they’re not really sure how they work or what influence they’ll have on their credit rating over the long term.
One of our professional Credit & Debt Counsellors serving BC will help you understand which options would be best for you. You don’t need to figure it out all on your own. We’re happy to help you and share our knowledge.
The program has helped me immensely by helping me consolidate my debt and negotiating an interest free payment schedule with my creditors. I am now on track to being debt free within 3 years, something I didn’t think was going to be possible. My counsellor gave me great advice. . . this is an amazing service!
I previously thought it would be impossible for me to get out from under my debt load, but they gave me a plan I could follow and made it possible for me to do so. I will always be grateful. Thank you Credit Counselling Society.
You have been the best thing that happened to me in the last few years. I was able to sleep and wake up without panicking every morning. Thank you so much for your support. I wish I knew about your services before getting to the stage I was in before visiting your office. Thanks again.
Let us help you create a plan to make sure your bills get paid and you get out of debt at the same time. Our Credit Counsellors are experienced and professionally trained to help you find the right solutions for your situation.
Putting Your Interests First
Our goal is to always put consumers first and look out for their best interests in everything we do. One way we do this is through transparency and accountability. We are held accountable to the most rigorous standards in our industry.
Alternatives to Quick Cash, Fast Loans and Borrowing Money from Lenders and Payday Loan Companies
If you find that you are depending on short term loans or cash advances to pay your bills and eat, then you need a little help to get your debt and living expenses under control.
Our approach is different and regardless of what situation you’re in, we understand how essential it is that you can take care of your most important needs. With our assistance, you won’t need to depend on loans or traditional money lenders to get your finances back on track.
We’ll help you end the cycle of borrowing money through quick loans and fast cash loan companies so that you don’t fall further into debt.
Speak to us in BC, toll free, at 1-888-527-8999 or email us today. You don’t have anything to lose but your debt and dependence on instant, payday cash advances and loans.
Related Resources
Here are some additional resources that may also be helpful to you.
Variety of Ways to Consolidate Debt
Find out about 8 ways you can consolidate debt in Canada. A lot of people haven’t heard about all these options.
How Does a Debt Management Program Work?
Find out how a Debt Management Program consolidates your payments, reduces you interest rates, and gets you out of debt.
How to Fix Bad Credit in BC
Learn some steps to help fix your credit score and resolve bad credit issues. Some of these you can apply right away; others will take time.
“I never knew a service like this even existed to help debt-ridden, desperate people like me. I have a way out of the debt trap now, and I couldn’t be happier with the service I received. I highly recommend.”
– John
The Credit Counselling Society also offers assistance to people who need help with their payday loans in BC (even online ones).
Communities Served in BC
Vancouver Island & Coast
Victoria | Nanaimo | Duncan | Campbell River | Courtenay | Comox | Squamish | Kitimat | Prince Rupert
Lower Mainland | Metro Vancouver
Vancouver | North Vancouver | West Vancouver | Burnaby | Richmond | Coquitlam | Port Coquitlam | New Westminster | Delta | Surrey | White Rock | Langley | Port Moody | Maple Ridge
Fraser Valley
Aldergrove | Abbotsford | Mission | Chilliwack
BC Interior
Kelowna | Penticton | Vernon | Kamloops | Prince George | Williams Lake | Cranbrook
