BC Payday Loan Help

Solutions that really work that don’t require another cash advance.

Fast Payday Loan and Quick Cash Advance Help in British Columbia

A payday loan in BC might seem like a quick cash solution, but really, it’s not.

The amount that you will pay to get the short term loan is very high – sometimes up to 600%. There is a way out of this cycle, one that doesn’t involve borrowing more money.

You can end the debt cycle once and for all with a payday loan consolidation or a cash advance consolidation. This solution really works, and we are here to help you every step of the way.

Need more help?

See how we can help you. Just answer 4 simple questions

If you can take a minute to answer these 4 multiple-choice questions, you can find out how we can help you. It will only take a minute, and what you discover may surprise you.

Start the Quiz

See what other options you have

You can find out in minutes

It’s possible that other options may be available to you so that you don’t need to rely on payday loans anymore. If you can take a few minutes and answer 9 quick questions, you can find out. Just click the button below and then respond to the short questions.

Discover My Options

Allow Us to Help You Find the Money You Need – No Credit Checks, Loans, or Borrowing

We realize it’s quite likely that you may have stumbled across this page searching for a loan, but did you realize that there are other ways of getting money fast that won’t get you further into debt?

Recover from Loan Debt & Cash Advance Debt Through Credit Counselling Services in BC

Free debt help is available even if you have bad credit.

A great way to recover from loan debt and cash advance debt is to try credit counselling. You may have tried out other options in the past, but this is different. We’ll help you regardless of your situation – even if you have bad credit. We’re not going to check your credit or harass you with collection calls. In fact, helping people stop the collection calls and re-establishing their credit is part of what we do.

Lenders and marts, both online and in person, that you have borrowed money from can cause a lot of stress, especially when you can’t pay back your short term or instant loan.

Our Credit & Debt Counsellors will not only show you how to access money fast through other options that you may not be aware of, but they will also show you how to get out of debt. Give us a call, speak with one of our Credit Counsellors, and learn how to take control of your personal finances today.

It’s Okay to Ask for Help with Debt

“Life just happened. My debt got to the point where I started to feel like I was drowning. I didn’t feel like I could fix it on my own, and I wanted to start living my life as an adult without debt. I decided to reach out for help. Feeling relieved, I knew that everything was going to be okay – a lot of work – but okay. I had a plan to pay back my debt and continue doing the things I love to do like yoga and travelling.”

– Yasmine, Actual Client

What to Do If You Need Fast Cash Now or Short Term Loans to Pay the Bills, Buy Groceries or Pay Your Rent in BC

If you have maxed out your credit or have no credit at all, it’s difficult to get yourself out of the cash advance cycle in BC. When you’re in this situation you probably don’t have enough funds to repay a short term loan, on top of your normal bills and expenses. So, don’t look for another “fast cash now” loan; there is a better way.

One of our professional Credit Counsellors will work with you to help you figure out how to pay your bills next month, pay your rent and buy groceries and gas. If there’s a way to get things to work, we’ll help you find it. If there isn’t, then we’ll help you explore available options to put and end to your debt problems.

Help to Balance Your Budget and Start Saving Some Money

We understand how hard it can be, so if you’re ready to try something better, we’re ready to help. It doesn’t matter if your credit or banking is messed up. We can help you get back into the black, balance your budget and even show you how to start saving money.

Alternatives to Payday Loans and Fast Cash Advances

There are a lot of options, besides payday loans and instant cash advances, to fix a bad financial situation. Some debt solutions can include:

You may have heard of some of these options, or might have even tried one out. However, we find that the majority of people have a lot of questions because they’re not really sure how they work or what influence they’ll have on their credit rating over the long term.

One of our professional Credit & Debt Counsellors serving BC will help you understand which options would be best for you. You don’t need to figure it out all on your own. We’re happy to help you and share our knowledge.

Get Relief from Your Stress and Debt Today

Let us help you create a plan to make sure your bills get paid and you get out of debt at the same time. Our Credit Counsellors are experienced and professionally trained to help you find the right solutions for your situation.

Online Chat

Get Help Now

Putting Your Interests First

Our goal is to always put consumers first and look out for their best interests in everything we do. One way we do this is through transparency and accountability. We are held accountable to the most rigorous standards in our industry.

Certified by Great Places to Work Canada

Accredited by Canada’s national association of non-profit credit counselling organizations.

North America’s largest association of non-profit credit counselling organizations.

Accredited by the Better Business Bureau.

Alternatives to Quick Cash, Fast Loans and Borrowing Money from Lenders and Payday Loan Companies

If you find that you are depending on short term loans or cash advances to pay your bills and eat, then you need a little help to get your debt and living expenses under control.

Our approach is different and regardless of what situation you’re in, we understand how essential it is that you can take care of your most important needs. With our assistance, you won’t need to depend on loans or traditional money lenders to get your finances back on track.

We’ll help you end the cycle of borrowing money through quick loans and fast cash loan companies so that you don’t fall further into debt.

Speak to us in BC, toll free, at 1-888-527-8999 or email us today. You don’t have anything to lose but your debt and dependence on instant, payday cash advances and loans.

Related Resources

Here are some additional resources that may also be helpful to you.

Variety of Ways to Consolidate Debt

Find out about 8 ways you can consolidate debt in Canada. A lot of people haven’t heard about all these options.

How Does a Debt Management Program Work?

Find out how a Debt Management Program consolidates your payments, reduces you interest rates, and gets you out of debt.