Debt Relief in BC
See the options that are available to you, and get a plan to get back on track.

Get Debt Relief in BC, Canada & Eliminate Debt with Solutions, Options, Programs & Services

How to pay off and reduce credit card debt: Debt settlement, debt management, forgiveness of debt letter, debt consolidation and more.

You need debt relief in BC with a solution that works. While some ads make it sound easy, it is a process you need to be committed to – and we can help. In Canada there are many programs and ways to deal with debt.

Finding the best solution for you can be hard with so many programs and options to choose from.

Take a little time to do your research, find online reviews or ask a reputable non-profit debt counselling organization for help.

It Can Be Hard to Deal with Debt Stress – We Can Help

Let us help you get rid of stress and money worries in your life. If you lose sleep thinking about your debts, your credit cards are maxed or you’re not sure if you can pay all of your monthly bills, you need a solution that won’t get you deeper into debt.

Even if you’ve been declined by your bank when you tried to consolidate your loans, it is possible to get back in control of your credit cards and debts. Regardless of your situation, there is hope that you can be debt free. We are here to help.

Find Out What Options May Be Available to You
by Answering 9 Simple Questions

Just answer these easy, multiple-choice questions to get a look at your potential options. Within a few minutes, you'll be looking at summarized options and results that apply specifically to your situation.

Discover Your Options

1. How would you describe your financial situation? Please move the slider along the scale to reflect approximately where you feel you're at.
I can cover all my expenses each month, plus have the ability to save.
 
I can cover my monthly expenses, but I need to borrow, work extra, etc.
 
I can no longer cover all my expenses every month.
 
2. Which of the following best describes you?
3. How stressed do you feel about your debt?
Not stressed
 
Somewhat stressed
 
Very stressed
 

Global TV and CTV News Interview People We Helped

From time to time, the news media interviews some of the people we helped who are comfortable sharing their story publicly. Below are three Canadians who shared their experience with the Credit Counselling Society.

Julia Fletcher is interviewed by Global TV after avoiding bankruptcy by paying off her debt with no interest with help from the Credit Counselling Society. Watch News Story
CTV story shows how Dan Robinson pays off $30,000 in debt with zero interest after getting help from the Credit Counselling Society. CTV – Help to Pay Down Debt
Global TV sits down with Charis who has almost paid off $67,000 worth of debt on 13 credit cards with the assistance of the Credit Counselling Society. Watch

Why You Need to Make a Debt Relief Plan Today

We can help you:

  • Explore options to get out of debt and become financially stable again
  • Pay back your debts with one affordable monthly payment
  • Save thousands of dollars of interest payments
  • Learn how to manage your money well and afford bills and living expenses

Contact us now. One of our highly trained, professional Credit & Debt Counsellors would be happy to help you!

Explore Your Options to Get Out of Debt – Choose the Best One

Most people really don’t know what they need to know about dealing with their debts. They need more information about short and long-term consequences and they need their questions answered.

A trained Credit Counsellor will give you the information you need so that you can make an informed decision.

A Credit Counsellor serving BC will give you details and tips about debt relief options. Some of these are:

  • Debt repayment and consolidation programs to make it easier to manage all of your bill payments and living expenses.
  • Debt management programs where your creditors work with you to help you repay what you owe. In many cases your creditors will stop charging you interest.
  • Help with your personal or family budget if you want to refinance an existing loan or mortgage.
  • Referral to a bankruptcy trustee for information on going bankrupt if you are insolvent, or filing a Consumer Proposal if you can repay part of what you owe.
  • Lump sum payment arrangements and how debt settlement works in Canada. There are advantages and disadvantages to making one large payment, after which your creditors will write off anything left owing. You’ll want to know about the long term consequences ahead of time.
  • Researching debt relief companies and how to find reliable, truthful reviews.
  • You might not be able to repay your debts, so you need to know how to communicate with your creditors in a way to stop stressful collection calls or write a forgiveness of debt letter.
  • Dealing with and paying off government debt.

There’s a Way Out of Debt

“Excellent way to consolidate, to make payments towards the principle only! The Credit Counselling Society negotiated on my behalf to bring down my interest rates to ZERO with all my creditors while I paid off the debt load. That would have taken me 150 years to pay off. Accomplished in 4.5 years.
Now I am debt free!”

 

– Melody, Actual Client Review from Facebook

Talk to a Credit Counsellor About How to Get Out of Debt

Your Credit Counsellor will explain to you what you need to know so that you can start dealing with your debts right away.

Ultimately, the best option for you to choose will be the one that you can afford to follow through with, and then stay out of debt once and for all.

Get Help with Your Debts – Don’t Be Afraid to Take the Next Step

You’ve got nothing to lose and everything to gain when you contact the right debt relief organization. Last year alone, over 60,000 Canadians asked us for help. 98% of them said they would recommend our service to others. We are also the winner of the Consumer Choice Award in several cities across Canada.

Give us a call right now to find out how we can help you too. You’ll feel better knowing how to handle your situation.

Get Free, Confidential Debt Relief – Talk to a Credit Counsellor Right Now

The hardest part of making an appointment with a Credit Counsellor is making the call. The appointment is free, confidential and available either in person or over the phone. You aren’t obligated to anything and your Counsellor won’t judge you or your situation.

Waiting might only make it worse – Contact us now at 1-888-527-8999.

With Canada’s most trusted and highest accredited non-profit credit counselling service available in BC, what’s holding you back? Get relief from your stress and debt today.

Learn more about the Credit Counselling Society and why so many people, governments, professionals, and community organizations trust us to help individuals with their money and debt challenges.

Having Trouble with Your Debts?

We can help. Give us a call at 1-888-527-8999 or send us a quick note to call you back and we’ll be in touch to answer any questions you may have about debt. We’ll help you find a solution that works best for you.

Putting Your Interests First

Our goal is to always put consumers first and look out for their best interests in everything we do. One way we do this is through transparency and accountability. We are held accountable to the most rigorous standards in our industry.

Certified by Great Places to Work Canada
Accredited by Canada’s national association of non-profit credit counselling organizations.
North America’s largest association of non-profit credit counselling organizations.
Accredited by the Better Business Bureau.