Money Management Blog
Welcome to the Credit Counselling Society’s Blog.
Debt Help Blog
Bankruptcy, Budgeting, Credit Counselling & More
Learn all sorts of great ways to manage your money better, solve your debt problems, and use your credit more wisely. We also tackle a lot of credit myths and misconceptions. Do you have questions about money management, budgeting, or credit? If you need advice or help with your debts email us your questions or chat with us online. We’re happy to help.
From paying off debt to creating an emergency fund and getting savings in the bank, your financial fate hinges on key money management basics. Getting familiar with the fundamentals of how to manage money lays the groundwork to achieving your financial goals.
Applying for a credit card or loan is the easy part; using credit wisely can be much harder. Managing debt payments is crucial to using credit. Myths around how much to borrow, how much to pay, when to pay it, and what to do if you can’t afford to pay abound. Here are 5 myths; can you tell fact from fiction?
Managing money as a couple can be tricky to sort out with two incomes and two financial situations merging. While you’re trying to manage money jointly, there could be major disparities in pay, previous debt loads and differences in budget and lifestyle expenses.
For many Canadians it’s “that” time, to face the monumental task of dealing with the Christmas bills and holiday debt hangover, now that the Christmas tree has been taken down and the decorations put away. This can be a very stressful for time and cause a lot of money worries.
Blue Monday 2019 pops up in the already tough month of January. The holidays are done, the decorations are in storage, we’re in the middle of winter, and depending on where you live in Canada, you may have at least 3-4 months left of the white stuff.
Personal finance experts swear by a cash-only diet to kick start challenging goals. It’s often recommended because it force you to do two important things…
If you're tired of always borrowing from payday loan companies, have multiple payday loans, and want to know how to get rid of payday loan debt, we'll show you how in 5 practical steps…
Joint debts are a major commitment and while you may be co-signing or even just acting as a guarantor, you’re agreeing to shoulder the responsibility and liability for the full loan...
The rising cost of living is stressful. Living pay cheque to pay cheque can feel like a never-ending cycle of frugal choices & credit card debt. Look to cut costs with daily spending & expenses. Keep your eye on your future with tips & solutions for saving money.
There are some typical warning signs that debt is becoming a problem, but most people wait, sometimes for several years, before asking for help...
Credit reporting and credit ratings are two of the most asked about personal finance topics, and here are 3 of the worst credit myths debunked and explained…
Debt consolidation doesn't come with a step-by-step manual to help you transition from being in debt to getting out of debt. Figuring out debt consolidation is one step in the right direction…
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