Credit Scores and Ratings

We’re passionate about helping you develop money skills. Check out informative blog posts about what credit scores and ratings are and how to improve them.

credit score ranges online

Why Your Credit Score Isn’t Worth Obsessing Over

Building a good credit history is important for using tools like credit cards and mortgages. However, your credit score isn’t worth obsessing over. Here’s why.

A Fair Credit Score Report

How to Fix a Bad Credit Score

Wondering how to improve your credit score? Learn how you can resolve four common problems affecting Canadians.

Credit Score Report

5 Steps to Rebuild Credit in Canada

If your credit is down, here are 5 steps you can take to rebuild your credit score and keep it strong.

How do Parking Tickets Affect your Credit?

How do Parking Tickets Affect your Credit?

You may have forgotten about your old parking tickets, but have they forgotten about you? Some people think that if they don’t pay their parking tickets and just ignore them, they will some how go away. From our experience, parking tickets don’t always go away. Old, unpaid parking tickets often show up on people’s credit reports.

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Not sure which option is right for you?

Get answers from an expert.

With so many debt consolidation options out there, it can feel overwhelming to try and find the right one by yourself. One of our professional credit counsellors would be happy to guide you through this process by carefully reviewing your whole financial situation with you and answering any questions you have. Speaking with our certified counsellors is always free, confidential and without obligation.