Credit Scores and Ratings

Finding your free credit report on TransUnion’s website can be tricky. Here’s how to do it, where to find it, and the basics of what a credit report and credit score are?

Learn how to get your credit report for free and find out how landlords can check a tenant’s credit history.

Building a good credit history is important for using tools like credit cards and mortgages. However, your credit score isn’t worth obsessing over. Here’s why.

Wondering how to improve your credit score? Learn how you can resolve four common problems affecting Canadians.

If your credit is down, here are 5 steps you can take to rebuild your credit score and keep it strong.

Credit reporting and credit ratings are two of the most asked about personal finance topics, and here are 3 of the worst credit myths debunked and explained…

Your credit score is your ticket to qualifying for a loan, securing a credit card or locking in a good interest rate on a mortgage. While your credit score is just a number…

Have you ever wondered if only rich people have awesome credit scores? Wonder no longer. The truth is you don’t have to be rich to have an awesome credit score…

A good credit rating doesn’t cost you anything. All that is required is that you use credit carefully, pay your bills on time and set money aside to manage unforeseen emergencies…

Ever wondered how your credit score is calculated? We will tell you exactly how credit scores are determined and then allow you to get a rough estimate of what your credit score might look like…

You may have forgotten about your old parking tickets, but have they forgotten about you? Some people think that if they don’t pay their parking tickets and just ignore them, they will some how go away. From our experience, parking tickets don’t always go away. Old, unpaid parking tickets often show up on people’s credit reports.

Has anyone ever told you that every time someone checks your credit, it lowers your credit score? While there is some truth to this claim, there are some exceptions…

“I’ve got excellent credit because I pay all my debts on time.” Many factors can drastically lower your credit score even though you always pay on time…

“I hear that every time someone checks your credit it lowers your credit score.” Myth Buster: While there is some truth to this statement, there are some exceptions…’><meta name="msvalidate.01" content="54B0D5D4AED3C5A25D8C3DD344F61E8D