Building a good credit history is important for using tools like credit cards and mortgages. However, your credit score isn’t worth obsessing over. Here’s why.
We’re passionate about helping you develop money skills. Check out informative blog posts about what credit scores and ratings are and how to improve them.
How to Fix a Bad Credit Score
Wondering how to improve your credit score? Learn how you can resolve four common problems affecting Canadians.
5 Steps to Rebuild Credit in Canada
If your credit is down, here are 5 steps you can take to rebuild your credit score and keep it strong.
Credit Reporting & Credit Ratings – 3 of the Worst Myths Debunked and Explained
Credit reporting and credit ratings are two of the most asked about personal finance topics, and here are 3 of the worst credit myths debunked and explained…
How to Rebuild and Improve Your Credit Score in Canada
Your credit score is your ticket to qualifying for a loan, securing a credit card or locking in a good interest rate on a mortgage. While your credit score is just a number…
How to Get a Great Credit Score with These 7 Steps
Have you ever wondered if only rich people have awesome credit scores? Wonder no longer. The truth is you don’t have to be rich to have an awesome credit score…
Why Is a Good Credit Rating So Important for Our Finances?
A good credit rating doesn’t cost you anything. All that is required is that you use credit carefully, pay your bills on time and set money aside to manage unforeseen emergencies…
Calculating Your Credit Score: Breakdown with 5 Key Factors
Ever wondered how your credit score is calculated? We will tell you exactly how credit scores are determined and then allow you to get a rough estimate of what your credit score might look like…
How do Parking Tickets Affect your Credit?
You may have forgotten about your old parking tickets, but have they forgotten about you? Some people think that if they don’t pay their parking tickets and just ignore them, they will some how go away. From our experience, parking tickets don’t always go away. Old, unpaid parking tickets often show up on people’s credit reports.
Does your credit score fall every time someone checks it?
Has anyone ever told you that every time someone checks your credit, it lowers your credit score? While there is some truth to this claim, there are some exceptions…

Budgeting for Retirement When Living Costs Are High

Want to be Financially Prepared for Anything?

6 Smart Money Moves to Make in January, June or Any Other Month

Learn How to Set SMART Financial Goals

Should Working, Adult Children Who Live at Home Pay Rent?

How to Pay Off Debt and Bills Quickly in Canada

Great Ways to Conserve Electricity and Save Money at Home

3 Tips for Solving Money and Family Budget Arguments

How to Cut Costs for an Emergency Budget

Your Finances During the Coronavirus Outbreak, Is Your Emergency Budget Prepared?

How to Get Through Holiday Spending When You’re Tackling Debt Repayment

Christmas Budgeting Tips

Is the Rising Cost of Living Stressing You Out? Tips & Solutions

How to Make a Personal Expense Tracker Work for You

Stop Living Pay Cheque to Pay Cheque – Break the Cycle with 3 Steps

Ways to Save Money for Financial Goals, 5 Steps Everyone Can Do

How to Budget Your Money: Budgeting Tips to Help You Save

Free Budget Calculator Spreadsheet to Help Get Out of Debt

Throwback, Look at Your Financial Picture & How to Pay Off Debt

How to Plan for Unexpected Expenses, Budget & Money Management

3 Lessons from a Leprechaun About Money and Savings

3 Ways to Create a Personal Budget Plan with Irregular Income

How to Get Organized with Money and Finances

Managing Money and a Line of Credit When You’re Self-Employed

Budget Planning for Kids & Teens Getting Their First Pay Cheques

How to Help a Senior Parent Budget & Manage Money

How to Help Your Teenager Learn to Budget & Save
Not sure which option is right for you?
Get answers from an expert.
With so many debt consolidation options out there, it can feel overwhelming to try and find the right one by yourself. One of our professional credit counsellors would be happy to guide you through this process by carefully reviewing your whole financial situation with you and answering any questions you have. Speaking with our certified counsellors is always free, confidential and without obligation.