You’ll also need to pay extra towards your debts if you receive any lump sums of money while you’re working through your bankruptcy process. Lump sums of money include tax refunds, winning the lottery, or receiving an inheritance or insurance settlement.
How to File for Bankruptcy When You Can’t Afford the Fee
If you need to file for bankruptcy but can’t afford the fee, the Office of the Superintendent of Bankruptcy (OSB) will help find a bankruptcy trustee who will then be assigned to your case for a reduced fee. You may be able to get help with or get an exemption from the financial cost (fees and deductible) of bankruptcy.
The amount of the fee is based on what the trustee must pay to file your bankruptcy paperwork with the Court.