Filing for Bankruptcy Isn’t Your Only Option
It’s a big decision when you’re trying to figure out if you should file for bankruptcy or not, and there’s a lot to consider. It can impact your job and housing situation, and it will definitely have an impact on your credit. That’s why it’s important to get information about all of your options, including alternatives to bankruptcy, ahead of time. It can also help to have someone look at your situation objectively, and run your numbers one last time, before you commit. Everyone’s circumstances are different and that’s why our credit counsellors are available to meet with you. You need advice specific for your situation, and we’re happy to help.
Declaring bankruptcy is always an option, even if you try other options first. It’s considered a last resort when you’re looking for ways to deal with your debt problems because it can be a drastic step, but it’s the right step for some people at certain times. A fresh start is sometimes just what you need, but then you want to make sure you don’t end up in debt again. One of the benefits of speaking with a credit counsellor is that you will get help to resolve the issues that caused your debt problems in the first place. By dealing with the issues that got you into debt, you’re better able to take steps to make sure it doesn’t happen again.