See the options that are available to you, and get a plan to get back on track.
Free Debt Help in Brampton, Ontario & Debt Elimination Solutions – Options, Services & Programs
Credit card debt reduction and how to get out of debt: Settling what you owe, debt management, debt forgiveness letter, debt consolidation and more.
You need debt relief in Brampton, Ontario with a solution that works. While some ads make it sound easy, it is a process you need to be committed to – and we can help. In Canada there are many programs and ways to deal with debt.
You might not know which solution to choose when you look at all of the options that can help you with your debts.
Do your research, read online reviews or ask a well-regarded non profit credit & debt counselling company for help.
We Can Help You Eliminate the Stress of Being in Debt
Get help lifting the weight of stress and money worries off your shoulders. Sleepless nights, maxed out credit cards or not being able to pay your monthly bills – that’s no way to live. And the right debt solution won’t put you deeper into debt.
Even if you’ve been declined by your bank when you tried to consolidate your loans, it is possible to get back in control of your credit cards and debts. Regardless of your situation, there is hope that you can be debt free. We are here to help.
Get started today by calling to make a free appointment to talk to one of our experienced Credit Counsellors. We’re happy to share our expertise with you and answer your questions. All of our appointments are completely free, 100% confidential, and always non-judgmental.
People We Helped Interviewed on Global TV and CTV News
Occasionally, the news media will interview one or two Canadians we helped who are comfortable with publicly sharing their stories. Here are several of these experiences with the Credit Counselling Society.
Julia Fletcher is interviewed by Global TV after avoiding bankruptcy by paying off her debt with no interest with help from the Credit Counselling Society. Watch News Story
CTV News reveals how Dan Robinson paid off $30,000 in debt with no interest with the help of the Credit Counselling Society. Watch the News Story
Charis is interviewed by Global TV after nearly paying off $67,000 on 13 credit cards. The Credit Counselling Society helped her. Watch
Explore Your Options to Get Out of Debt – Choose the Best One
When you start looking at what to do about your debts, it can be hard to know which option will work best. An experienced Credit Counsellor will answer your questions, explain the short and long-term consequences and give you the information you need to make a decision.
Some of the debt relief options and tips a Credit Counsellor serving Brampton will explain are:
Debt repayment and consolidation programs to make it easier to manage all of your bill payments and living expenses.
Debt management programs where your creditors work with you to help you repay what you owe. In many cases your creditors will stop charging you interest.
Help with your personal or family budget if you want to refinance an existing loan or mortgage.
There are pros and cons in regard to how debt settlements work in Canada (making one large payment to your creditor). You’ll want to know about the long term consequences ahead of time, before you ask to have some of your debt written off.
Debt relief companies offer different services so find out how to do research to find reviews you can trust.
A Credit Counsellor will outline the steps to take to communicate effectively with creditors, stop stressful collection calls and write a forgiveness of debt letter.
What to do to repay government debt.
There’s a Way to Turn Things Around
“I was in a financial hole. . .the interest alone was burying me, and I couldn’t seem to make any progress paying it off. Someone in my family suggested I contact the Credit Counselling Society to see if they could help. I met with a very nice man who was able to show me how to do a proper budget, and he contacted all the creditors for me and got my interest dropped . . . He got me on a payment plan that took into consideration my income and other living expenses & bills . . . I would highly recommend this company to anyone who wants to get out of debt and start building their credit again.”
– April, Actual Client Review from Facebook
Ask a Credit Counsellor How to Get Out of Debt
Your Counsellor will answer your questions and give you the information you need to start dealing with your debts right away. The best option will be the one that fits your budget and lets you deal with your debts once and for all.
Next Steps to Take to Get Help with Your Debts
You’ve got nothing to lose and everything to gain when you contact the right debt relief organization. Last year alone, almost 70,000 Canadians asked us for help. 97% of them said they would recommend our service to others. We are also the winner of the 2021 Consumer Choice Award in several cities across Canada.
Give us a call right now to find out how we can help you too. You’ll feel better knowing how to handle your situation.
Free, Confidential Debt Help – Contact a Credit Counsellor Now
Appointments are free, confidential and available either in person or over the phone. Your Counsellor won’t judge you and you’re not obligated to anything after the appointment.
Our goal is to always put consumers first and look out for their best interests in everything we do. One way we do this is through transparency and accountability. We are held accountable to the most rigorous standards in our industry.