How to pay off and reduce credit card debt: Debt settlement, debt management, forgiveness of debt letter, debt consolidation and more.
You need debt relief in Regina, Saskatchewan with a solution that works. While some ads make it sound easy, it is a process you need to be committed to – and we can help. In Canada there are many programs and ways to deal with debt.
You might not know which solution to choose when you look at all of the options that can help you with your debts.
Do your research, read online reviews or ask a well-regarded non profit credit & debt counselling company for help.
Dealing with Debt Stress is Difficult – We Can Help
Get help lifting the weight of stress and money worries off your shoulders. Sleepless nights, maxed out credit cards or not being able to pay your monthly bills – that’s no way to live. And the right debt solution won’t put you deeper into debt.
Regardless of your situation, there is hope that you can be debt free. Your bank might have turned you down for a consolidation loan, but it is still possible to get back on track with your credit cards and debts. We’re here to help you.
Begin moving forward today by arranging an appointment to speak with one of our highly trained Credit Counsellors. We’re happy to help you and answer any questions you might have. All of our appointments are always free, confidential and non-judgmental.
the knowledge and willingness to help us see a ray of hope.
Thank you to the Credit Counselling Society for moving me into managing my debts. My authoring career did not blossom...read moreThank you to the Credit Counselling Society for moving me into managing my debts. My authoring career did not blossom as I had envisioned and the existence of the CCS was our rescue. xoxox Tilly tillydunnbooks.com teamrivermist,com tillydunn.comread less
Changed my life. They have given me the opportunity to start fresh. Understanding and helpful. Thank you
Anne Marie Cartwright
The Credit counselling society gave us back our hope, and our future. We had been amassing credit card debt...read moreThe Credit counselling society gave us back our hope, and our future. We had been amassing credit card debt for years for our Sons medical expenses; just trying to keep our heads above the water. Even though my husband and I both worked full time and we didn't spend frivolliously we couldn't keep up with the interest. We just wanted to be able to pay what we owed without being harassed and gouged. The Credit counselling Society got the credit card companies to freeze the interest, and allow us to make regular manigable payments without harassment. I highly recomend their services to anyone who is struggling with debt.read less
Sharon Whittaker Stevens
Awesome... took a lot for me to even get the nerve to call... however, after my call, I was able...read moreAwesome... took a lot for me to even get the nerve to call... however, after my call, I was able to find out way more options than I had ever thought of... Thank you for helping me deal with my current situation.read less
Clara Ann Bayliss
Very thoughtful and helpful. I feel supported in my situation and ready to move towards a resolution!
Very intelligent people with fair suggestions!
Katrin Clark Citroen
I advise anyone who is over their heads with debt or just has a few questions to go to the...read moreI advise anyone who is over their heads with debt or just has a few questions to go to the Credit Counselling Society . They are a helpful, knowledgeable non-judgemental group that bring a lot of know-how to the table.read less
The Credit Counselling Society has been amazing to work with. I cannot recommend them enough.
Why You Need to Make a Debt Relief Plan Today
We can help you:
Repay your debts with one affordable monthly payment
Save thousands of dollars in interest
Look at options to get out of debt and re-establish financial stability
Get Out of Debt – Explore Your Options and Choose What Will Work Best for You
It can be hard to know what option will work best when you first look at what to do about your debts.
An experienced Debt Counsellor will give you the information you need to make a decision. They will answer your questions and take the time to explain the short and long-term consequences of all your options.
Some of the debt help solutions a Credit Counsellor serving Regina will talk to you about are:
Debt repayment and consolidation programs to make it easier to manage all of your bill payments and living expenses.
Debt management programs where your creditors work with you to help you repay what you owe. In many cases your creditors will stop charging you interest.
Help with your personal or family budget if you want to refinance an existing loan or mortgage.
There are pros and cons in regard to how debt settlements work in Canada (making one large payment to your creditor). You’ll want to know about the long term consequences ahead of time, before you ask to have some of your debt written off.
Debt relief companies offer different services so find out how to do research to find reviews you can trust.
A Credit Counsellor will outline the steps to take to communicate effectively with creditors, stop stressful collection calls and write a forgiveness of debt letter.
What to do to repay government debt.
There’s Hope Beyond Debt
“The Credit Counselling Society gave us back our hope, and our future. We had been amassing credit card debt for years for our son’s medical expenses; just trying to keep our heads above the water. Even though my husband and I both worked full time and we didn’t spend frivolously, we couldn’t keep up with the interest. We just wanted to be able to pay what we owed without being harassed and gouged. The Credit Counselling Society got the credit card companies to freeze the interest, and allow us to make regular manageable payments without harassment. I highly recommend their services to anyone who is struggling with debt.”
– Anne Marie, Actual Client Review from Facebook
Talk to a Credit Counsellor About How to Get Out of Debt
Your Counsellor will answer your questions and give you the information you need to start dealing with your debts right away. The best option will be the one that fits your budget and lets you deal with your debts once and for all.
Next Steps to Take to Get Help with Your Debts
When you contact the right debt relief organization, you’ve got nothing to lose and everything to gain. Last year alone, close to 70,000 Canadians contacted us for help with their money and debts. 97% of them reported that they would recommend our service to others. We are also the winner of the 2021 Consumer Choice Award in many cities across Canada.
Give us a call now and find out how we can help you too. Once you know how to handle your situation, you’ll feel back in control.
Free, Confidential Debt Help – Contact a Credit Counsellor Now
Having an appointment is free, confidential and you can talk to the Credit Counsellor in person or over the phone. You won’t be obligated to anything by speaking with your Counsellor, and they won’t judge you.
Waiting might only make it worse – Contact us now at 306-525-6999.
Our goal is to always put consumers first and look out for their best interests in everything we do. One way we do this is through transparency and accountability. We are held accountable to the most rigorous standards in our industry.