Payday Loan Help in Winnipeg
Help to get you back on track – that really works.

Payday Loans in Winnipeg – Find Safe Alternatives

If you’re thinking about a payday loan in Winnipeg, Manitoba because you’re short on cash and need a quick cash solution, you’re not alone. The good news is there may be better options that won’t cost as much or cause you more stress.

The amount that you will pay to get a short term loan in Winnipeg is very high – sometimes up to 600% – by far the most expensive borrowing rate in Canada. There is a way out of this cycle, though, one that doesn’t involve borrowing more money.

You can end the debt cycle once and for all with what is effectively a payday loan consolidation or a cash advance consolidation. This solution really works, and we are here to help you every step of the way.

Find Out Exactly How We Can Help
by Answering 4 Simple Questions

Not sure where to start in finding help for your specific financial situation? Answer these 4 easy multiple-choice questions to get pointed in the right direction. All you have to do is click the boxes that apply to you and then the green button when you're done.

 

What People Say About Our Help

We’re dedicated to delivering real, practical debt solutions that make a genuine difference. In fact, 98% of those we assist say they’d recommend us to others. That’s why most of our new clients come from referrals by people we’ve already helped. Here’s what a few of them have shared:

My counsellor was able to provide an option that could consolidate all my credit cards, lines of credit, and payday loans into a more manageable payment structure that I could afford and get me back on track to pay off my debt in a reasonable time frame. . . I will have my finances where I want them to be sooner than I thought.

Arthur

Anyone in a financial mess needs to talk to these guys ASAP. I drug my feet for months as I didn’t want to deal with any of it. These people are professional and know how to help and can suggest others if they are not able to help you.

Elizabeth

It was a very enlightening visit! Many questions were answered and we found a lot of info, previously unknown to us. We were given a step by step guide to what we should do next. We recommend this service to anyone whose finances are tangled and need help.

Sandra

Let Us Help You Find the Money You Need – No Credit Checks, Loans, or Borrowing

It’s possible that you came across this page looking for another loan, but did you realize that there are in fact other ways of getting money fast that won’t sink you further into debt?

Recover from Loan Debt & Cash Advance Debt Through Credit Counselling Services in Winnipeg, Manitoba

Free debt help is available even if you have bad credit.

The best way to recover from loan debt and cash advance debt is to try credit counselling. You might have tried other options before, but this is different. We will help you even if you have bad credit. We won’t check your credit or harass you with collection calls either.

Borrowing money online or in person from lenders and marts can cause a fair amount of stress when you’re struggling or can’t afford to pay back your instant or short term loan.

Our Credit & Debt Counsellors will not only show you how to access money fast through other options that you may not be aware of, but they will also show you how to get out of debt. Give us a call, speak with one of our Credit Counsellors, and learn how to take control of your personal finances today.

“It took only one phone call, and my life turn around for the best. I’d been in misery for over 5 years with sleepless nights. After our long talk on the phone (with a credit counsellor), I honestly felt a heavy burden off my shoulders. I actually jumped for joy. My tears are now dry, and I’m now moving forward. The counsellor I spoke to was an angel. She was so friendly. This is the service everyone wishes for. Thank you.”

– Gordon

What to Do If You Need Fast Cash Now or Short Term Loans to Pay the Bills, Buy Groceries or Pay Your Rent in Winnipeg, Manitoba

If you have maxed out your credit or have no credit at all, it’s difficult to get yourself out of the cash advance cycle in Winnipeg. When you’re in this situation you probably don’t have enough funds to repay a short term loan, on top of your normal bills and expenses. So, don’t look for another “fast cash now” loan; there is a better way.

One of our professional Credit Counsellors will work with you to help you figure out how to pay your bills next month, pay your rent and buy groceries and gas. If there’s a way to get things to work, we’ll help you find it. If there isn’t, then we’ll help you explore available options to put and end to your debt problems.

Balance Your Budget and Begin Saving Money

We really understand how challenging it can be, so if you’re willing to try something better, we’re here to help you. It doesn’t make any difference if your credit or banking is messed up. We can help you get back on track, balance your budget and even show you how to begin saving money.

Alternatives to Payday Loans and Fast Cash Advances

There are a number of options, other than instant cash advances and payday loans, to effectively deal with a bad financial situation. Possible debt solutions can involve:

You might have heard of some of these options, or may have even tried a few out. However, most people have a lot of questions because they don’t really know how they work or how they’ll impact their credit rating in the long run.

One of our experienced, professional Credit & Debt Counsellors serving Winnipeg will help you figure out which options will likely work out best for you. There’s no need to become stressed sorting through all these options on your own. We’re here for you, and we’re happy to help and share our knowledge.

The program has helped me immensely by helping me consolidate my debt and negotiating an interest free payment schedule with my creditors. I am now on track to being debt free within 3 years, something I didn’t think was going to be possible. My counsellor gave me great advice. . . this is an amazing service!

Ainsley

You have been the best thing that happened to me in the last few years. I was able to sleep and wake up without panicking every morning. Thank you so much for your support. I wish I knew about your services before getting to the stage I was in before visiting your office. Thanks again.

Arlette

I previously thought it would be impossible for me to get out from under my debt load, but they gave me a plan I could follow and made it possible for me to do so. I will always be grateful. Thank you Credit Counselling Society.

Cathy

Get Relief from Your Stress and Debt Today

Let us help you create a plan to make sure your bills get paid and you get out of debt at the same time. Our Credit Counsellors are experienced and professionally trained to help you find the right solutions for your situation.

Putting Your Interests First

Our goal is to always put consumers first and look out for their best interests in everything we do. One way we do this is through transparency and accountability. We are held accountable to the most rigorous standards in our industry.

Certified by Great Places to Work Canada
Accredited by Canada’s national association of non-profit credit counselling organizations.
North America’s largest association of non-profit credit counselling organizations.
Accredited by the Better Business Bureau.

Alternatives to Quick Cash, Fast Loans and Borrowing Money from Lenders and Payday Loan Companies

If you find that you are depending on short term loans or cash advances to pay your bills and eat, then you need a little help to get your debt and living expenses under control.

Our approach is different and regardless of what situation you’re in, we understand how essential it is that you can take care of your most important needs. With our assistance, you won’t need to depend on loans or traditional money lenders to get your finances back on track.

We’ll help you end the cycle of borrowing money through quick loans and fast cash loan companies so that you don’t fall further into debt.

Speak to us in Winnipeg at 204-942-8789 or email us today. You don’t have anything to lose but your debt and dependence on instant, payday cash advances and loans.

Credit Counselling Society Winnipeg office also offering debt consolidation and debt relief.

Winnipeg Office

201 Portage Avenue, 18th floor
Winnipeg, MB R3B 3K6

Phone: 204-942-8789

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Related Resources

Here are some additional resources that may also be helpful to you.

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Variety of Ways to Consolidate Debt

Find out about 8 different ways you can consolidate debt in Canada. A lot of people aren’t familiar with all these options.

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How Does a Debt Management Program Work?

Find out how a Debt Management Program can consolidate your payments, dramatically reduce your interest rates, and get you out of debt.

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How to Fix Bad Credit in Manitoba

Learn some steps to help fix your credit score and resolve bad credit issues. Some of these can be applied right away; others will take time.

“I never knew a service like this even existed to help debt-ridden, desperate people like me. I have a way out of the debt trap now, and I couldn’t be happier with the service I received. I highly recommend.”

– John

The Credit Counselling Society also helps those who are having difficulty with their payday loans – even online loans – in Winnipeg.