North Bay Payday Loan Help
Help to get you back on track – that really works.

Before You Get Another Quick Payday Loan or Fast Cash Advance in North Bay, Ontario, Read This

A payday loan in North Bay, Ontario might seem like a quick cash solution, but really, it’s not.

The amount that you will pay to get the short term loan is very high – sometimes up to 600%. There is a way out of this cycle, one that doesn’t involve borrowing more money.

You can end the debt cycle once and for all with a payday loan consolidation or a cash advance consolidation. This solution really works, and we are here to help you every step of the way.

End the Borrowing Cycle with Credit Counselling in North Bay, Ontario

Each year tens of thousands of Canadians just like you look to our Credit & Debt Counsellors for help finding a quicker, faster, and easier solution to end the borrowing cycle. The best part is that we have the experience to instantly begin to help you too. All you need to do is call us, toll free, at 1-888-527-8999.

Allow Us to Help You Find the Money You Need – No Credit Checks, Loans, or Borrowing

We realize you may have stumbled onto this page looking for a loan, but did you know that there are other ways of getting money fast that won’t get you into debt?

Recover from Loan Debt & Cash Advance Debt Through Credit Counselling Services in North Bay, Ontario

You can get free debt help even if you’re struggling with bad credit.

A great way to recover from loan debt and cash advance debt is to try credit counselling. You may have tried out other options in the past, but this is different. We’ll help you regardless of your situation – even if you have bad credit. We’re not going to check your credit or harass you with collection calls. In fact, helping people stop the collection calls and re-establishing their credit is part of what we do.

Borrowing money online or in person from lenders and marts can cause a fair amount of stress when you’re struggling or can’t afford to pay back your instant or short term loan.

Our Credit & Debt Counsellors will not only show you how to access money fast through other options that you may not be aware of, but they will also show you how to get out of debt. Give us a call, speak with one of our Credit Counsellors, and learn how to take control of your personal finances today.

It’s Okay to Ask for Help with Debt

“Life just happened. My debt got to the point where I started to feel like I was drowning. I didn’t feel like I could fix it on my own, and I wanted to start living my life as an adult without debt. I decided to reach out for help. Feeling relieved, I knew that everything was going to be okay – a lot of work – but okay. I had a plan to pay back my debt and continue doing the things I love to do like yoga and travelling.”

– Yasmine, Actual Client

What to Do If You Need Fast Cash Now or Short Term Loans to Pay Your Rent, Pay the Bills or Buy Groceries in North Bay, Ontario

If you have maxed out your credit or have no credit at all, it’s difficult to get yourself out of the cash advance cycle in North Bay. When you’re in this situation you probably don’t have enough funds to repay a short term loan, on top of your normal bills and expenses. So, don’t look for another “fast cash now” loan; there is a better way.

One of our experienced Credit Counsellors will help you work out how to pay your rent next month, pay your bills and buy gas and groceries. If a way exists to make things work, we’ll help you find it. If a way doesn’t exist, we’ll help you look into other options to solve your debt problems.

Balance Your Budget and Begin Saving Money

We really understand how challenging it can be, so if you’re willing to try something better, we’re here to help you. It doesn’t make any difference if your credit or banking is messed up. We can help you get back on track, balance your budget and even show you how to begin saving money.

Alternatives to Payday Loans and Fast Cash Advances

There are many options, other than payday loans and instant cash advances, to resolve a bad financial situation. Some possible debt solutions include:

You may have heard of some of these options, or might have even tried one out. However, we find that the majority of people have a lot of questions because they’re not really sure how they work or what influence they’ll have on their credit rating over the long term.

One of our experienced, professional Credit & Debt Counsellors serving North Bay will help you figure out which options will likely work out best for you. There’s no need to become stressed sorting through all these options on your own. We’re here for you, and we’re happy to help and share our knowledge.

Get Relief from Your Stress and Debt Today

Let us help you create a plan to make sure your bills get paid and you get out of debt at the same time. Our Credit Counsellors are experienced and professionally trained to help you find the right solutions for your situation.

Putting Your Interests First

Our goal is to always put consumers first and look out for their best interests in everything we do. One way we do this is through transparency and accountability. We are held accountable to the most rigorous standards in our industry.

Certified by Great Places to Work Canada
Accredited by Canada’s national association of non-profit credit counselling organizations.
North America’s largest association of non-profit credit counselling organizations.
Accredited by the Better Business Bureau.

Alternatives to Fast Cash, Quick Loans and Borrowing Money from Lenders & Payday Loan Companies

If you find that you are depending on short term loans or cash advances to pay your bills and eat, then you need a little help to get your debt and living expenses under control.

Our approach is different and regardless of what situation you’re in, we understand how essential it is that you can take care of your most important needs. With our assistance, you won’t need to depend on loans or traditional money lenders to get your finances back on track.

We’ll help you end the cycle of borrowing money through quick loans and fast cash loan companies so that you don’t fall further into debt.

Call us in North Bay, toll free, at 1-888-527-8999 or email us today. You have nothing to lose but your debt and reliance on instant, payday loans and cash advances.

Related Resources

Here’s some additional information you might find helpful.

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Variety of Ways to Consolidate Debt

Find out about 8 ways you can consolidate debt in Canada. A lot of people haven’t heard about all these options.

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How Does a Debt Management Program Work?

Find out how a Debt Management Program consolidates your payments, reduces you interest rates, and gets you out of debt.

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Top 5 Solutions When You are Turned Down for a Consolidation Loan

If you’ve been declined for a debt consolidation loan, here are 5 potential solutions to the problem. See if you can make some of these work for you.

The Credit Counselling Society also offers assistance to people who need help with their payday loans – including online loans – in North Bay.