Before You Get Another Quick Payday Loan or Fast Cash Advance in Ottawa, Ontario, Read This

Name: Credit Counselling Society
Address: 514 - 130 Albert Street, Ottawa, Ontario, K1P 5G4
Telephone: 613-234-0505
Rating: 5

Payday loans in Ottawa, Ontario might seem like a quick cash solution, but really, they’re not.

The amount that you will pay to get the short term loan is very high – sometimes up to 600%. There is a way out of this cycle, one that doesn’t involve borrowing more money from a payday loan online service or in-person service, not even from your bank or credit union.

You can end the debt cycle once and for all with a payday loan consolidation or a cash advance consolidation. This solution really works, and we are here to help you every step of the way.

Need more help?

See how we can help you. Just answer 4 simple questions

If you can take a minute to answer these 4 multiple-choice questions, you can find out how we can help you. It will only take a minute, and what you discover may surprise you.

Start the Quiz

See what other options you have

You can find out in minutes

It’s possible that other options may be available to you so that you don’t need to rely on payday loans anymore. If you can take a few minutes and answer 9 quick questions, you can find out. Just click the button below and then respond to the short questions.

Discover My Options

Let Us Help You Find the Money You Need – No Credit Checks, Loans, or Borrowing

We realize you may have stumbled onto this page looking for a loan, but did you know that there are other ways of getting money fast that won’t get you into debt?

Recover from Loan Debt and Cash Advance Debt Through Credit Counselling Services in Ottawa, Ontario

You can get free debt help even if you have bad credit.

The best way to recover from online payday loans, loan debt, and cash advance debt is to try credit counselling. You might have tried other options before, but this is different. We will help you even if you have bad credit. We won’t check your credit or harass you with collection calls either.

Lenders and marts, both online and in person, that you have borrowed money from can cause a lot of stress, especially when you can’t pay back your short term or instant loan.

We will not only show you how to access money fast through other options, but we will show you how to get out of debt. Speak with one of our Credit Counsellors and learn how to get control over your finances today.

It’s Okay to Ask for Help with Debt

“Life just happened. My debt got to the point where I started to feel like I was drowning. I didn’t feel like I could fix it on my own, and I wanted to start living my life as an adult without debt. I decided to reach out for help. Feeling relieved, I knew that everything was going to be okay – a lot of work – but okay. I had a plan to pay back my debt and continue doing the things I love to do like yoga and travelling.”

– Yasmine, Actual Client

What to Do If You Need Fast Cash Now or Short Term Loans to Pay Your Rent, Pay the Bills or Buy Groceries in Ottawa, Ontario

If you have maxed out credit or have no credit, it’s hard to get out of the cash advance cycle in Ottawa. You probably don’t have enough money to pay a payday loan agreement back, on top of your bills and expenses. So, don’t get into more payday loan agreements, there is a better way.

One of our Credit Counsellors will help you figure out how to pay your rent next month, buy gas, groceries, and pay your bills. If there’s a way to make things work, we’ll help you find it. If there isn’t, we’ll help you explore your options to resolve your debt problems.

Balance Your Budget and Start Saving Money

We understand how hard it can be, so if you’re ready to try something better, we’re ready to help. It doesn’t matter if your credit or bank account is messed up. We can help you get back into the black, balance your budget and even show you how to start saving money.

Alternatives to Payday Loans Online and Fast Cash Advances

There are many options, other than quick approval payday loans and instant cash advances, to resolve a bad financial situation. Some possible debt solutions include:

You might have heard of some of these options, or may have even tried a few out. However, most people have a lot of questions because they don’t really know how they work or how they’ll impact their credit rating in the long run.

One of our professional Credit & Debt Counsellors serving Ottawa will help you understand which options would be best for you. You don’t need to figure it out all on your own. We’re happy to help you and share our knowledge.

Get Relief from Your Stress and Debt Today

Let us help you create a plan to make sure your bills get paid and you get out of debt at the same time. We have services especially for consumers who have payday loans. Our Credit Counsellors are experienced and professionally trained to help you find the right solutions for your situation.

Online Chat

Get Help Now

Putting Your Interests First

Our goal is to always put consumers first and look out for their best interests in everything we do. One way we do this is through transparency and accountability. We are held accountable to the most rigorous standards in our industry.

Certified by Great Places to Work Canada

Accredited by Canada’s national association of non-profit credit counselling organizations.

North America’s largest association of non-profit credit counselling organizations.

Accredited by the Better Business Bureau.

Alternatives to Quick Cash, Fast Loans and Borrowing Money from Lenders and Payday Loan Companies

If you are relying on short term loans and cash advances to eat and pay the bills, then you need help to get your debts and living expenses under control.

Our approach is unique and regardless of your situation, we understand how important it is that you can take care of your most important needs. With our help, you won’t need to rely on loans or traditional money lenders to get back on track.

We will help you break the cycle of borrowing money through fast loans and quick cash loan companies so that you don’t get further into debt.

Contact us in Ottawa at 613-234-0505 or email us today. You have nothing to lose but your debt and dependence on instant, payday loans and cash advances.