Toronto Payday Loan Help
Help to get back on track.

Quick Payday Loan & Fast Cash Advance Help in Toronto, Ontario

Are you short on cash and need a quick cash solution? Are you stuck in a payday loan cycle in Toronto, Ontario? You’re not alone. Many others have been in the same situation, and the good news is that there is a way out. And it doesn’t involve borrowing more money.

You can stop the debt cycle once and for all with the equivalent of a cash advance consolidation or payday loan consolidation. This solution actually works, and we’re here to help you every step of the way.

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What People Say About Our Help

We’re dedicated to delivering real, practical debt solutions that make a genuine difference. In fact, 98% of those we assist say they’d recommend us to others. That’s why most of our new clients come from referrals by people we’ve already helped. Here’s what a few of them have shared:

My counsellor was able to provide an option that could consolidate all my credit cards, lines of credit, and payday loans into a more manageable payment structure that I could afford and get me back on track to pay off my debt in a reasonable time frame. . . I will have my finances where I want them to be sooner than I thought.

Arthur

Anyone in a financial mess needs to talk to these guys ASAP. I drug my feet for months as I didn’t want to deal with any of it. These people are professional and know how to help and can suggest others if they are not able to help you.

Elizabeth

It was a very enlightening visit! Many questions were answered and we found a lot of info, previously unknown to us. We were given a step by step guide to what we should do next. We recommend this service to anyone whose finances are tangled and need help.

Sandra

Allow Us to Help You Find the Money You Need – No Credit Checks, Loans, or Borrowing

It’s possible that you came across this page looking for another loan, but did you realize that there are in fact other ways of getting money fast that won’t sink you further into debt?

Recover from Loan Debt & Cash Advance Debt Through Credit Counselling Services in Toronto, Ontario

You can get free debt help even if you’re struggling with bad credit.

One of the best ways to recover from loan debt and cash advance debt is to give credit counselling a try. You might have looked into other options before, but this is different. We can help you even if you have bad credit. We don’t check your credit or harass you with stressful collection calls. That’s not what we do.

Lenders and marts, both online and in person, that you have borrowed money from can cause a lot of stress, especially when you can’t pay back your short term or instant loan.

Our Credit & Debt Counsellors will not only show you how to access money fast through other options that you may not be aware of, but they will also show you how to get out of debt. Give us a call, speak with one of our Credit Counsellors, and learn how to take control of your personal finances today.

“It took only one phone call, and my life turn around for the best. I’d been in misery for over 5 years with sleepless nights. After our long talk on the phone (with a credit counsellor), I honestly felt a heavy burden off my shoulders. I actually jumped for joy. My tears are now dry, and I’m now moving forward. The counsellor I spoke to was an angel. She was so friendly. This is the service everyone wishes for. Thank you.”

– Gordon

What to Do If You Need Fast Cash Now or Short Term Loans to Buy Groceries, Pay Your Rent or Pay the Bills in Toronto, Ontario

If you have maxed out credit or have no credit, it’s hard to get out of the cash advance cycle in Toronto. You probably don’t have enough money to pay a short term loan back, on top of your bills and expenses. So, don’t get into another “fast cash now” loan, there is a better way.

One of our Credit Counsellors will help you figure out how to pay your rent next month, buy gas, groceries, and pay your bills. If there’s a way to make things work, we’ll help you find it. If there isn’t, we’ll help you explore your options to resolve your debt problems.

Help to Balance Your Budget and Start Saving Some Money

We understand how hard it can be, so if you’re ready to try something better, we’re ready to help. It doesn’t matter if your credit or banking is messed up. We can help you get back into the black, balance your budget and even show you how to start saving money.

Alternatives to Payday Loans and Fast Cash Advances

There are a number of options, other than instant cash advances and payday loans, to effectively deal with a bad financial situation. Possible debt solutions can involve:

You might be aware of some of these options, or you may have even tried one of them. However, we find that many people have quite a few questions because they don’t really understand how each option works or what effect it will have on their credit score in the long run.

One of our professional Credit & Debt Counsellors serving Toronto will help you understand which options would be best for you. You don’t need to figure it out all on your own. We’re happy to help you and share our knowledge.

The program has helped me immensely by helping me consolidate my debt and negotiating an interest free payment schedule with my creditors. I am now on track to being debt free within 3 years, something I didn’t think was going to be possible. My counsellor gave me great advice. . . this is an amazing service!

Ainsley

You have been the best thing that happened to me in the last few years. I was able to sleep and wake up without panicking every morning. Thank you so much for your support. I wish I knew about your services before getting to the stage I was in before visiting your office. Thanks again.

Arlette

I previously thought it would be impossible for me to get out from under my debt load, but they gave me a plan I could follow and made it possible for me to do so. I will always be grateful. Thank you Credit Counselling Society.

Cathy

Get Relief from Your Stress and Debt Today

Let us help you create a plan to make sure your bills get paid and you get out of debt at the same time. Our Credit Counsellors are experienced and professionally trained to help you find the right solutions for your situation.

Putting Your Interests First

Our goal is to always put consumers first and look out for their best interests in everything we do. One way we do this is through transparency and accountability. We are held accountable to the most rigorous standards in our industry.

Certified by Great Places to Work Canada
Accredited by Canada’s national association of non-profit credit counselling organizations.
North America’s largest association of non-profit credit counselling organizations.
Accredited by the Better Business Bureau.

Alternatives to Fast Cash, Quick Loans and Borrowing Money from Lenders & Payday Loan Companies

If you find that you are depending on short term loans or cash advances to pay your bills and eat, then you need a little help to get your debt and living expenses under control.

Our approach is unique and regardless of your situation, we understand how important it is that you can take care of your most important needs. With our help, you won’t need to rely on loans or traditional money lenders to get back on track.

We will help you break the cycle of borrowing money through fast loans and quick cash loan companies so that you don’t get further into debt.

Contact us in Toronto at 647-776-0485 or email us today. You have nothing to lose but your debt and dependence on instant, payday loans and cash advances.

CCS Toronto office on Bay Street

Toronto Office

1235 Bay Street

Suite 719

Toronto, ON, M5R 3K4

Phone: 647-776-0485

Related Topics

Here’s some additional information you might find helpful.

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Variety of Ways to Consolidate Debt

Find out about 8 ways you can consolidate debt in Canada. A lot of people haven’t heard about all these options.

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How Does a Debt Management Program Work?

Find out how a Debt Management Program consolidates your payments, reduces you interest rates, and gets you out of debt.

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How to Fix Bad Credit in Ontario

Learn some steps to help fix your credit score and resolve bad credit issues. Some of these you can apply right away; others will take time.

“I never knew a service like this even existed to help debt-ridden, desperate people like me. I have a way out of the debt trap now, and I couldn’t be happier with the service I received. I highly recommend.”

– John

The Credit Counselling Society also offers assistance to people who need help with their payday loans – including online loans – in Toronto.