Calculators
Tools to help manage your money and debts.
Debt Payment, Interest, Expense & Savings
Calculators for Money Management
How does your debt stack up? What will your savings amount to? When can you pay off your loan or have a down-payment ready? Our calculators can help you find out how much debt you have, how much interest you’re paying, and when you can pay it off off based on your repayment strategy. It’s amazing how different your financial situation can look when you see it as a picture!
Financial Calculators
How to Use These Tools
If you’ve never used a financial calculator, try one of ours below. We have 6 kinds on this page that each focus on different areas, such as your debt repayment plan, how your savings are building up, and how your budget is doing.
You don’t need to log in or provide any identifying details. After you enter some information, the calculations are performed and the results shown.
Each calculator will show you a graph, and below them are explanations to help you understand what you’re seeing.
Don’t Like What You See?
Here’s What to Do
If you decide that you want help to deal with your debts because you don’t like what the financial calculator is telling you about your future, don’t be afraid to ask us for help. Speaking with our counsellors is free, confidential, and without obligation. So contact us by phone, email, or online chat. We’re here to help!
Getting Started
You’ll find below hand-picked calculators that we’ve tried out ourselves. Maybe you’re curious about how much you can save in interest if you top up your payments. Or maybe saving time is more important than money. Whatever your motivation, a picture can help get you started working towards your goals.
Debt, Loan, Car Payment & Credit Card Calculator
Find out how much debt you owe and how long it’s going to take to pay it off.
Interest, Credit Card & Loan Payment Calculator
Do you know how much interest you’re paying each year on all of your debts?
Debt Ratio & Loan Calculator
See how much you’ll pay for a loan or how much of a loan your payments could get you.
Debt Repayment Strategies to Stop Debt Stress
Explore proven strategies to help you become debt free.
Savings Calculator
Saving a little each month has an amazing way of adding up to a lot of money!
Budget Calculator (Excel Worksheet)
Get guidelines for all budgeting expense categories.
Find out how to get back on track.
Want to learn how to manage money & debt better?
Speak with a non-profit credit counsellor.
Get Some Help – It’s Free
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