Filling Out Bankruptcy Forms
Get Help With a Trustee

It’s up to the trustee to file the bankruptcy paperwork and forms, but it’s up to you to provide the trustee with the information they request. Once the paperwork is filed, you’re officially considered bankrupt. You stop making payments on your unsecured debts. If your wages are being garnished, that will stop. If your creditors are suing you, the lawsuits will be stopped.

Here are your responsibilities during the bankruptcy filings and overall process:

• Tell your trustee about all of your assets and liabilities (debts).
• Tell your trustee if you have sold any property or assets in the few years prior to claiming bankruptcy.
• Give all of your credit cards to your trustee.
• If you move, provide your new address to your trustee in writing.
• Generally assist and be cooperative as the trustee administers your estate.
• Attend meetings and 2 financial counselling appointments as determined by your trustee.
• Submit monthly income and expense statements to your trustee as required.

You’ll also need to pay the application fee to register for bankruptcy. Many trustees will accept monthly payments from you, so you’ll need to ensure that you make payments to your trustee on time and as required.