Payday Loans Ontario
Solutions that really work that don’t require another cash advance.
Quick Payday Loan & Fast Cash Advance Help in Ontario
Stuck in a payday loan cycle in Ontario? There is a way out, and you don’t have to borrow more money.
You can end the debt cycle once and for all with a payday loan consolidation or a cash advance consolidation. This solution really works, and we are truly here to help you every step of the way.
Need more help?
See how we can help you. Just answer 4 simple questions
If you can take a minute to answer these 4 multiple-choice questions, you can find out how we can help you. It will only take a minute, and what you discover may surprise you.
It’s possible that other options may be available to you so that you don’t need to rely on payday loans anymore. If you can take a few minutes and answer 9 quick questions, you can find out. Just click the button below and then respond to the short questions.
Allow Us to Help You Find the Money You Need – No Credit Checks, Loans, or Borrowing
We realize it’s quite likely that you may have stumbled across this page searching for a loan, but did you realize that there are other ways of getting money fast that won’t get you further into debt?
Recover from Loan Debt & Cash Advance Debt Through Credit Counselling Services in Ontario
Free debt help is available even if you have bad credit.
A great way to recover from loan debt and cash advance debt is to try credit counselling. You may have tried out other options in the past, but this is different. We’ll help you regardless of your situation – even if you have a poor credit score or bad credit. We’re not going to check your credit or harass you with collection calls. In fact, helping people stop the collection calls and re-establishing their credit is part of what we do.
Borrowing money through payday loans online or from lenders or marts in person , can cause a lot of stress, especially when you have difficulty paying back your short term or instant loan agreement.
We’ll not only show you how you can access money fast through other options, but we can also show you how to get out of debt as quickly as possible. Speak with one of our knowledgeable Credit Counsellors today, and learn how to take control over your finances.
There’s a Way Out of Debt with Help
“I had just come to the point where I had given up hope – that there’s no way I could ever repay my debt. A friend of mine suggested I reach out, and I thought I’d get some condescending person on the phone lecture me about money, but my counsellor was the most compassionate, caring person who became sort of my own personal cheerleader.”
– Charis, Actual Client
What to Do If You Need Fast Cash Now or Short Term Loans to Pay the Bills, Buy Groceries or Pay Your Rent in Ontario
If you have maxed out your credit or have no credit at all, it’s difficult to get yourself out of the cash advance cycle in Ontario. When you’re in this situation you probably don’t have enough funds in your Canadian bank account to repay a short term loan, on top of your normal bills and expenses. So, don’t look for fast payday loans or another instant payday loan; there is a better way.
One of our experienced Credit Counsellors will help you work out how to pay your rent next month, pay your bills and buy gas and groceries. If a way exists to make things work, we’ll help you find it. If a way doesn’t exist, we’ll help you look into other options to solve your debt problems.
Balance Your Budget and Begin Saving Money
We really understand how challenging it can be, so if you’re willing to try something better, we’re here to help you. It doesn’t make any difference if your credit or banking is messed up. We can help you get back on track, balance your budget and even show you how to begin saving money.
Alternatives to Payday Loans and Fast Cash Advances
There are a lot of options, besides online payday loans and instant cash advances, to fix a bad financial situation. Some debt solutions can include:
You may have heard of some of these options, or might have even tried one out. However, we find that the majority of people have a lot of questions because they’re not really sure how they work or what influence they’ll have on their credit rating over the long term.
One of our professionally accredited Credit & Debt Counsellors serving Ontario will help you sort through which options will likely be best for your situation. You don’t have to figure it all out on your own. We’re here to help, and we’re happy to share our knowledge.
Let us help you create a plan to make sure your bills get paid and you get out of debt at the same time. Our Credit Counsellors are experienced and professionally trained to help you find the right solutions for your situation.
Putting Your Interests First
Our goal is to always put consumers first and look out for their best interests in everything we do. One way we do this is through transparency and accountability. We are held accountable to the most rigorous standards in our industry.
Alternatives to Fast Loans, Quick Cash and Borrowing Money from Lenders & Payday Loan Companies
If you are depending on cash advances and short term loans to eat and pay the bills, then you need some help to get your debts and living expenses back under control.
Our approach is different and regardless of what situation you’re in, we understand how essential it is that you can take care of your most important needs. With our assistance, you won’t need to depend on loans or traditional money lenders to get your finances back on track.
We’ll help you end the cycle of borrowing money through quick loans and fast cash loan companies so that you don’t fall further into debt.
Call us in Ontario, toll free, at 1-888-527-8999 or email us today. You have nothing to lose but your debt and reliance on instant, payday loans and cash advances.
Other Related Resources
Here are some additional resources that may also be helpful to you.
Variety of Ways to Consolidate Debt
Find out about 8 ways you can consolidate debt in Canada. A lot of people haven’t heard about all these options.
How Does a Debt Management Program Work?
Find out how a Debt Management Program consolidates your payments, reduces you interest rates, and gets you out of debt.
Top 5 Solutions When You are Turned Down for a Consolidation Loan
If you’ve been declined for a debt consolidation loan, here are 5 potential solutions to the problem. See if you can make some of these work for you.
The Credit Counselling Society also offers assistance to people who need help with their payday loans in Ontario (even online ones).
Communities We Serve in Ontario
Greater Toronto Area (GTA)
Toronto | Scarborough | North York | Etobicoke
Region of Peel
Mississauga | Brampton | Caledon
York Region
Vaughan | Thornhill | Richmond Hill | Markham | Aurora | Newmarket | King | Whitchurch-Stouffville | East Gwillimbury | Georgina
Durham Region
Pickering | Ajax | Whitby | Oshawa | Uxbridge | Scugog | Brock | Clarington
Halton Region
Oakville | Milton | Burlington | Halton Hills
Ottawa | Hamilton | London | Kitchener | Guelph | Waterloo | Cambridge | Woodstock | Kingston | Thunder Bay | Kanata | Brantford | Belleville | Cornwall | Sault Ste. Marie | Sarnia | North Bay | Midland | Leamington | Timmins | Chatham | Bowmanville