Payday Loans Ontario
Solutions that really work that don’t require another cash advance.
Quick Payday Loan & Fast Cash Advance Help in Ontario
Are you short on cash and need a quick cash solution? Are you stuck in a payday loan cycle in Ontario? You’re not alone. Many others have been in the same situation, and the good news is that there is a way out. And it doesn’t involve borrowing more money.
You can stop the debt cycle once and for all with the equivalent of a cash advance consolidation or payday loan consolidation. This solution actually works, and we’re here to help you every step of the way.
Find Out Exactly How We Can Help
by Answering 4 Simple Questions
Not sure where to start in finding help for your specific financial situation? Answer these 4 easy multiple-choice questions to get pointed in the right direction. All you have to do is click the boxes that apply to you and then the green button when you're done.
What People Say About Our Help
We’re dedicated to delivering real, practical debt solutions that make a genuine difference. In fact, 98% of those we assist say they’d recommend us to others. That’s why most of our new clients come from referrals by people we’ve already helped. Here’s what a few of them have shared:
My counsellor was able to provide an option that could consolidate all my credit cards, lines of credit, and payday loans into a more manageable payment structure that I could afford and get me back on track to pay off my debt in a reasonable time frame. . . I will have my finances where I want them to be sooner than I thought.
Anyone in a financial mess needs to talk to these guys ASAP. I drug my feet for months as I didn’t want to deal with any of it. These people are professional and know how to help and can suggest others if they are not able to help you.
It was a very enlightening visit! Many questions were answered and we found a lot of info, previously unknown to us. We were given a step by step guide to what we should do next. We recommend this service to anyone whose finances are tangled and need help.
Allow Us to Help You Find the Money You Need – No Credit Checks, Loans, or Borrowing
We realize it’s quite likely that you may have stumbled across this page searching for a loan, but did you realize that there are other ways of getting money fast that won’t get you further into debt?
Recover from Loan Debt & Cash Advance Debt Through Credit Counselling Services in Ontario
Free debt help is available even if you have bad credit.
A great way to recover from loan debt and cash advance debt is to try credit counselling. You may have tried out other options in the past, but this is different. We’ll help you regardless of your situation – even if you have a poor credit score or bad credit. We’re not going to check your credit or harass you with collection calls. In fact, helping people stop the collection calls and re-establishing their credit is part of what we do.
Borrowing money through payday loans online or from lenders or marts in person , can cause a lot of stress, especially when you have difficulty paying back your short term or instant loan agreement.
We’ll not only show you how you can access money fast through other options, but we can also show you how to get out of debt as quickly as possible. Speak with one of our knowledgeable Credit Counsellors today, and learn how to take control over your finances.
“It took only one phone call, and my life turn around for the best. I’d been in misery for over 5 years with sleepless nights. After our long talk on the phone (with a credit counsellor), I honestly felt a heavy burden off my shoulders. I actually jumped for joy. My tears are now dry, and I’m now moving forward. The counsellor I spoke to was an angel. She was so friendly. This is the service everyone wishes for. Thank you.”
– Gordon
What to Do If You Need Fast Cash Now or Short Term Loans to Pay the Bills, Buy Groceries or Pay Your Rent in Ontario
If you have maxed out your credit or have no credit at all, it’s difficult to get yourself out of the cash advance cycle in Ontario. When you’re in this situation you probably don’t have enough funds in your Canadian bank account to repay a short term loan, on top of your normal bills and expenses. So, don’t look for fast payday loans or another instant payday loan; there is a better way.
One of our experienced Credit Counsellors will help you work out how to pay your rent next month, pay your bills and buy gas and groceries. If a way exists to make things work, we’ll help you find it. If a way doesn’t exist, we’ll help you look into other options to solve your debt problems.
Balance Your Budget and Begin Saving Money
We really understand how challenging it can be, so if you’re willing to try something better, we’re here to help you. It doesn’t make any difference if your credit or banking is messed up. We can help you get back on track, balance your budget and even show you how to begin saving money.
Alternatives to Payday Loans and Fast Cash Advances
There are a lot of options, besides online payday loans and instant cash advances, to fix a bad financial situation. Some debt solutions can include:
You may have heard of some of these options, or might have even tried one out. However, we find that the majority of people have a lot of questions because they’re not really sure how they work or what influence they’ll have on their credit rating over the long term.
One of our professionally accredited Credit & Debt Counsellors serving Ontario will help you sort through which options will likely be best for your situation. You don’t have to figure it all out on your own. We’re here to help, and we’re happy to share our knowledge.
The program has helped me immensely by helping me consolidate my debt and negotiating an interest free payment schedule with my creditors. I am now on track to being debt free within 3 years, something I didn’t think was going to be possible. My counsellor gave me great advice. . . this is an amazing service!
You have been the best thing that happened to me in the last few years. I was able to sleep and wake up without panicking every morning. Thank you so much for your support. I wish I knew about your services before getting to the stage I was in before visiting your office. Thanks again.
I previously thought it would be impossible for me to get out from under my debt load, but they gave me a plan I could follow and made it possible for me to do so. I will always be grateful. Thank you Credit Counselling Society.
Let us help you create a plan to make sure your bills get paid and you get out of debt at the same time. Our Credit Counsellors are experienced and professionally trained to help you find the right solutions for your situation.
Putting Your Interests First
Our goal is to always put consumers first and look out for their best interests in everything we do. One way we do this is through transparency and accountability. We are held accountable to the most rigorous standards in our industry.
Alternatives to Fast Loans, Quick Cash and Borrowing Money from Lenders & Payday Loan Companies
If you are depending on cash advances and short term loans to eat and pay the bills, then you need some help to get your debts and living expenses back under control.
Our approach is different and regardless of what situation you’re in, we understand how essential it is that you can take care of your most important needs. With our assistance, you won’t need to depend on loans or traditional money lenders to get your finances back on track.
We’ll help you end the cycle of borrowing money through quick loans and fast cash loan companies so that you don’t fall further into debt.
Call us in Ontario, toll free, at 1-888-527-8999 or email us today. You have nothing to lose but your debt and reliance on instant, payday loans and cash advances.
Other Related Resources
Here are some additional resources that may also be helpful to you.
Variety of Ways to Consolidate Debt
Find out about 8 different ways you can consolidate debt in Canada. A lot of people aren’t familiar with all these options.
How Does a Debt Management Program Work?
Find out how a Debt Management Program can consolidate your payments, dramatically reduce your interest rates, and get you out of debt.
How to Fix Bad Credit in Ontario
Learn some steps to help fix your credit score and resolve bad credit issues. Some of these can be applied right away; others will take time.
“I never knew a service like this even existed to help debt-ridden, desperate people like me. I have a way out of the debt trap now, and I couldn’t be happier with the service I received. I highly recommend.”
– John
The Credit Counselling Society also offers assistance to people who need help with their payday loans in Ontario (even online ones).
Communities We Serve in Ontario
Greater Toronto Area (GTA)
Toronto | Scarborough | North York | Etobicoke
Region of Peel
Mississauga | Brampton | Caledon
York Region
Vaughan | Thornhill | Richmond Hill | Markham | Aurora | Newmarket | King | Whitchurch-Stouffville | East Gwillimbury | Georgina
Durham Region
Pickering | Ajax | Whitby | Oshawa | Uxbridge | Scugog | Brock | Clarington
Halton Region
Oakville | Milton | Burlington | Halton Hills
Ottawa | Hamilton | London | Kitchener | Guelph | Waterloo | Cambridge | Woodstock | Kingston | Thunder Bay | Kanata | Brantford | Belleville | Cornwall | Sault Ste. Marie | Sarnia | North Bay | Midland | Leamington | Timmins | Chatham | Bowmanville
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