Running into financial difficulty can take a toll on different aspects of your life, and if your debts are starting to interfere with your day-to-day activities, one of the best things you can do is to get debt help through a non-profit credit counselling society.
Our client, Margaret, shared a picture of her debt relief – signing her debt management program paperwork and adding her credit cards to the jar of freedom. Contact CCS if you need help too, 1-888-527-8999.
Budgeting for Retirement When Living Costs Are High
It can be easy to let saving for retirement slip from your budget. However, to avoid drastic financial solutions later on, it’s important to find ways to stay on track with your savings goals. Here are some great ways to do this.
Getting yourself financially prepared for anything that comes your way may feel overwhelming, especially living “interesting times” Clearly, you can’t predict what’s coming next, but you can ‘expect the best and prepare for the worst’ when it comes to your finances.
Great Ways to Conserve Electricity and Save Money at Home
Shuddering at the sight of your latest electric bill? As the weather continues to fluctuate throughout the seasons, costs can soar during the hot summer months and the chillier winter months. However, you don’t have to put up with high utilities bills. With a few simple changes to your daily habits, you could significantly reduce your home electricity usage. Here are a few ways you can lower your electric bill and save money.
Your Finances During the Coronavirus Outbreak, Is Your Emergency Budget Prepared?
Is your budget prepared for the potential economic impact of a pandemic illness? As the rates of the coronavirus (also known as COVID-19) continue to spread around the world, school and business closures as well as social distancing and isolation measures are becoming more widespread.
How to Get Through Holiday Spending When You’re Tackling Debt Repayment
With the Christmas season comes shopping lists, holiday spending, dinner party meals, and other costly festivities. For Canadians grappling with credit card debt and debt repayment, it’s a tricky time of the year to keep finances in check.
If you’re wondering how you’re going to pull off avoiding your credit card and adding to your debt during the holiday season, we’ve got your back. Here’s our list of practical ways you can steer clear of extra spending during the holiday season that covers different vantage points from economical, creative, and even personal.
Is the Rising Cost of Living Stressing You Out? Tips & Solutions
The rising cost of living is stressful. Living pay cheque to pay cheque can feel like a never-ending cycle of frugal choices & credit card debt. Look to cut costs with daily spending & expenses. Keep your eye on your future with tips & solutions for saving money.
How to Budget Your Money: Budgeting Tips to Help You Save
When it comes to knowing how to budget your money, it's all about creating a realistic spending plan that will help you manage your money better. Spending money can be fun, but if you end up spending more than you earn, it can be misery making.
Free Budget Calculator Spreadsheet to Help Get Out of Debt
This free budget calculator spreadsheet will teach you not only how to budget, but also how to get out of debt. If you're ready to take control of your money, this budget calculator spreadsheet is for you.
With so many debt consolidation options out there, it can feel overwhelming to try and find the right one by yourself. One of our professional credit counsellors would be happy to guide you through this process by carefully reviewing your whole financial situation with you and answering any questions you have. Speaking with our certified counsellors is always free, confidential and without obligation.