Workshop & Webinar Topics
Learning Money Management Skills | Adult Education

Ask yourself these three questions:

Were you born knowing how to manage money?
Did you learn money management skills from your parents?
Did you learn money skills when you were in school?

If you’re like most Canadians, your answer is “no” to all three questions. And yet, when we turn 18 years old, we are expected to be financially responsible adults. It’s so strange that we need to go for driver’s education to learn how to drive a car, but we don’t need money management training when we start borrowing money and earning a pay cheque. Instead we should intuitively know how to handle a credit card, a monthly budget and plan for our future.

The Credit Counselling Society is committed to teaching Canadians the basics about money management in a fun, engaging, non-judgmental way. We offer a variety of workshops and public webinars. Topics include:

Budgets

Making Cent$ of Money: Budgeting 101: Participants will learn the 7 steps to budgeting which will help them take control of their finances and give them peace of mind.

Budget Breakers: Participants will learn about the 3 biggest budget breakers (the little expenses, the irregular expenses, and the emergency expenses) and strategies to eliminate them from everyday worry.

Irregular Income: Participants will learn how to manage irregular income. Intended for hourly, seasonal, commission, contract and/or self-employed individuals.

75 Ways to Save on Household Expenses: Participants will gather tips on how to save on various household expenses including utilities, transportation, groceries and personal items. Participants will also be encouraged to share their best practices with each other.

Living on a Fixed Income: Explore ways to decrease expenses, identify people and activities that may be costing money, and learn how to read the signs when more help may be needed.

Mind Your Money: An Introduction to the Psychology of Spending: Have you ever wondered why you decided to buy a particular item or why you chose one brand over the other? When it comes to getting consumers to make purchases, marketers have spent countless dollars and time towards understanding human behaviour. Participants will learn about various marketing techniques and strategies to resist temptation.

Mind Your Money: Technology & Spending: In this second webinar in our three part Mind your Money series, you can learn about how marketers use our online behaviour to increase and influence our spending and learn strategies on how we can counter that.

Mind Your Money: The Psychology of Saving: In this third webinar in our three part Mind your Money series, you will learn valuable information about strategies to help you meet your saving goals.

Credit & Debt

The Truth About Credit: Participants will learn about the myths around credit, the facts around credit reports, credit ratings, and credit scores alongside strategies on how to protect or repair their credit.

Debt Solutions: Participants will learn about the various solutions to managing and reducing their debt loads.

Student Success – Managing Money in Post-Secondary School: In this online workshop, you’ll learn about finding sources of funding for your post-secondary education, managing your expenses, strategies to deal with the debt that you do have and avoid excess debt, understanding your credit report and building good credit, building financial management skills, identifying how your behaviour with credit today may impact your future, and the difference between good debt and bad debt.

Borrowing 101: Financing Basics: Participants will learn about the various types of financing including secured, unsecured, joint, secondary and short-term/high interest credit. They will also learn about leasing versus buying a vehicle, mortgages and student loans.

Families

Ending the Financial Feud – Couples & Money: Couples will learn about each other’s money values, triggers and goals and work together to create a manageable and tension-less plan.

Planning for Post-Secondary School: This session is for parents of high school students who intend to go to post-secondary schooling. Parents will learn how to talk to their teen about money and plan for school.

Planning Financially for Your New Arrival: This session is for expectant parents who want to plan ahead for maternity and parental leave and be prepared for the new expenses that come with a new arrival.

Raising Financially Fit Kids: Parents will learn some easy to implement techniques to teach kids about savings, giving, and spending.

Topical

10 Steps to Retire Without Debt: Participants will learn about debt elimination options so that they can enter their golden years without the shackles of debt.

65 Side Hustles: This webinar can help participants identify skill sets they possess that may enable them to earn additional income, brainstorm ideas, increase awareness of what is possible, and figure out what some of the steps may be to move forward.

Cautious Consumerism: Participants will learn ways to avoid the most common scams and fraud in Canada and what to do if they become a victim of identity theft.

Cent$ible Celebrations: Participants will learn ways to plan and implement any kind of celebration, from a small party to a wedding and everything in between, while staying sane and on budget.

Christmas Without Credit: Participants will learn how to plan ahead to avoid a debt hangover in January.

Holiday Money Hangover: In this webinar you can learn how to figure out how much the holiday fun will cost and what still needs to be paid for, learn how to take control of your holiday debt and retire it quickly, make a plan to ensure the next holidays are less stressful and paid for in advance, and learn how to organize and re-prioritize gifting.

Death, Taxes and Beyond: Participants will learn about the basics of taxes, insurance and estate planning which will enable them to get their financial household in order.

Food and Finance: Participants will learn how to create healthy and financially sustainable meal plans and tips on frugal meal plans.

Home Ownership – Are You Ready?: Participants will learn about the costs involved in purchasing and maintaining a home. They will also learn what is required to qualify for a mortgage and decide whether renting or owning is better for them.

Investment Basics – Making The Most Of Your Money: Learn the basics about investing so you can begin to become comfortable about making decisions with your money.

Living Well on Retirement Income: Participants will learn ways to increase income, reduce expenses and live on a retirement income without having to rely on credit to get by.

Organizing Your Finances in 1 Month: Participants will learn what important documents they need to have, how to store them securely, and how to create a “just in case something happens to me” sheet so their loved ones can take care of their affairs.

Vacations on a Budget: Participants will learn a variety of ways to save money while planning and going on vacation so they can have fun without worrying about money.

Specialized Groups

Preparing for Temporarily Reduced Income: Participants who are facing reduced income will learn strategies on how to cope financially with their new reality.

Money Basics for Newcomers: Participants who are new to Canada will learn about the banking and credit system as well as how to avoid debt and scams.

Want to Learn More?

Every week, our financial educators host free webinars that you can sign up for right now. You’ll come away with practical tips you can use right away. Join a session from the comfort of your home or wherever is most convenient for you.

Register Now